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Basic and Voluntary Accidental Death & Dismemberment (AD&D)
 

Target Markets:
- Associations
- Engineering Companies 
- Financial Institutions 
- Hospitals
- Law Firms
- Life Science Companies 
- Manufacturing Companies
- Technology Companies 
- Schools/Universities 
- Utility Companies

Help prevent an accident from resulting in financial hardship.  Chubb’s Accidental Death & Dismemberment (AD&D) insurance coverage can help individuals and family members in the event an insured person is involved in a covered accident.  


Basic AD&D  (Employer or Association paid)


By providing this in your benefits program or package, you add a competitive advantage to invest in your employees’ and members’ well being.
• 24-hour worldwide business and pleasure insurance
• Comprehensive benefits schedule including accidental loss of: life, limb, sight, speech, hearing and thumb and index finger
• Insurance that can provide broader benefits than the AD&D portion of a life contract
• Multiples of salary option
• Supplemental enhancements available

Basic AD&D New Business Application 


Voluntary AD&D (Employee or Member paid)


If your benefits budget doesn’t allow for Basic AD&D you can still sponsor coverage so that your employees can help protect themselves. 24-hour worldwide business and pleasure insurance
• Comprehensive benefits schedule including accidental loss of: life, limb, sight, speech, hearing and thumb and index finger
• Family insurance options
• Convenient payroll deductions
• Coverage for domestic partners/parties to civil unions/same-sex spouses (where allowed under state law) Competitive accidental death benefit amounts
• Supplemental enhancements available

Voluntary AD&D New Business Application

AD&D is the core benefit often customized with additional features and benefits to address the unique needs of a group, such as Education Expense, Child Care Expense, Home Alteration or Vehicle Modification, Spouse or Domestic Partner Employment Training Expense, Temporary/Permanent Total Disability.