Professional & Management Liability
Property & CasualtyAccident & HealthSurety BondsIndustry Solutions
Claims ServicesLoss Control Services

Participant Accident Program
 

Target Markets:
- Camps
- Day Care Centers 
- K-12 Schools
- Motorsports 
- Municipalities
- Religious Organizations  
- National Governing Bodies 
- Not for Profit  Organizations
- Sports Organizations or Associations 

Are you prepared for accidents that occur at the church picnic or the group hike?  Participant Accident Insurance from Chubb provides accident coverage for members of groups or associations participating in sponsored and supervised sporting activities or events, as well as club, church or civic group events or activities.


Benefits include Excess Accident Medical Expense and Accidental Death & Dismemberment.  Maximum benefits, deductibles and benefit periods for Accident Medical Expense coverage vary by request, and available enhancements include Paralysis, Medical Evacuation and Repatriation, and Temporary Total Disability.  

This coverage complements general liability insurance, which may be discounted with the existence of a participant accident program.


Participant Accident
Provides AD&D and paralysis benefits if an insured person suffers a loss resulting from an accident during a covered activity.  Accident Medical Expense (AME) is the main benefit that reimburses medical expenses that result from a covered accidental bodily injury.

Special Risk New Business Application


Volunteer Accident
Provides AD&D and paralysis benefit if an insured volunteer suffers a loss resulting from an accident during covered volunteer duties.  Accident Medical Expense (AME) is the main benefit that reimburses medical expenses that result from a covered accidental bodily injury.


Student Accident (K-12)
Provides AD&D and paralysis benefits if an insured student suffers a covered loss resulting from an accident during school time activities, school trips, or athletic activities.  Student Accident includes an Accident Medical Expense (AME) benefit that reimburses medical expenses that an insured student incurs from an accidental bodily injury that occurs during a covered activity.  Additional higher AD&D and paralysis benefits are available if a person suffers a catastrophic covered loss such as brain damage or coma.

K-12 New Business Application 


Study Abroad (Higher Education)
Provides reimbursement for medical expenses and medical, political, and natural disaster evacuation coverage while a university student is participating in a study abroad program.

Study Abroad New Business Application