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Integrity+
 

 

Technology companies involved in point of care, patient administration and medical and pharmaceutical product solutions are facing greater risks than ever before when it comes to the performance of their products or services. Chubb is a proven leader in integrating liability solutions that meet the needs of healthcare information technology companies worldwide.  

  • Your software application fails and creates havoc with your customer’s systems
  • The security feature in your software fails to prevent unauthorized access due to a defect
  • Your private cloud services are interrupted when an important piece of hardware fails, temporarily suspending your customer’s business operations
  • You become embroiled in a foreign trademark dispute
  • A contracted programmer distorts personal customer records

 

Product Highlights

Integrity +
offers important financial protection through a single, blended insurance policy that addresses potentially costly economic injuries:

  • Product or Service Financial Injury (Errors & Omissions)
    • Financial injury arising from defects, deficiencies or failure to perform pursuant to a performance contract
  • Technology-Related Injury (Intellectual Property, Privacy and Media)
    • Infringement of intellectual property
    • Violation of a person’s right of privacy and publicity
    • False arrest, false detention, or malicious prosecution
    • Libel, slander and product disparagement
    • No internet or media-type business exclusions
  • Privacy Remediation Expense
    • Reimbursement of expenses incurred to comply with the myriad state, federal and foreign laws notifying customers of a privacy data breach

Product Features

Broad policy features also help eliminate potential insurance gaps:

  • Definitions of “your product” and “your service” include any of the insured’s products and services
  • Data security related to the insured’s products or services and whether the suit is brought by a customer, government entity or by individuals
  • Protection is offered for traditional media liability exposures and those also related to the insured’s products or services, such as infringement of copyright (including computer code) trade dress, and mask works
  • Our policy responds to the economic injury suffered by another person or organization for the use of the insured’s infringing products or service (consequential injury)
  • First party privacy breach remediation expense includes notification, credit monitoring, advertising, and public relations expenses
  • Worldwide territory

For almost 50 years, Chubb was one of the first insurers to recognize technology companies as a distinct industry with unique characteristics and exposures. With a group dedicated to this specialty that connects enterprise-wide products with support by dedicated claim and loss control services, Chubb has the expertise to help you manage risk.

 

Think INTEGRATION. Think Chubb.



Additional Information:
Integrity + Application



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