Where primary policies end, Chubb’s Umbrella Liability begins, providing flexible protection with two separate insuring agreements.
Customarq General Liability
General Liability insurance is an essential element of any comprehensive insurance program. Chubb’s Customarq policy has kept pace with today’s risks.
Chubb Excess insurance is additional liability protection above an Umbrella Liability policy that follows the terms and conditions
of the Umbrella, whether or not it is placed with Chubb. This policy can provide significant limits that enable a company
to construct an excess liability program with fewer carriers and consequently less concern over potential coverage differences.
Chubb’s Commercial Excess Liability policy affords a variety of benefits:
- Consistency by following the provisions of the policy designated by the insurer regardless of its position in the layered
- The application of limits is consistent with the underlying program. For example, if all underlying insurance limits apply
per location, per jobsite or per policy, so will the Chubb excess.
- Pays on behalf of the insured, it is not a reimbursement policy.
- Failure to maintain underlying insurance does not invalidate the policy.
- Coverage responds directly over reduced or exhausted underlying insurance limits when all other applicable underlying insurance
does the same.
Service and Strength
At Chubb, we deliver more than solid insurance products. We support our customers through our renowned services, extensive
global network and financial strength.
Chubb's reputation for outstanding service is built on a consistent track record of performance by its global network of loss
control and claim professionals. Our loss control and risk consulting professionals are experienced in making risk assessments
and proposing practical remediation to help mitigate or prevent losses. Should a loss occur, our exceptional claim service
is available anytime/anywhere in more than 140 languages through a toll-free number or via the Internet.
Our financial strength continues to earn high ratings from A.M. Best, Standard & Poor’s and Moody’s, leading evaluators of
insurance companies. Financial strength, combined with our underwriting expertise and claim service, means you can count on
Chubb to be there when you need us most.
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