Correspondent Broker Services
Agents and brokers can look to Chubb’s correspondent broker services for the overseas resources they might need to serve their
Chubb Multinational Solutions offers a full suite of insurance products designed to help protect companies with international
From preventing a loss to handling a claim, we will connect you to multinational insurance resources virtually anywhere you
Protecting Your Employees Travelling Internationally
Each year, more than a million people become sick or injured outside their home country. Traveling overseas on business presents
many unique risks arising from language barriers, jet lag, endemic disease and driving hazards. Travelers need to know where
to turn for help and information when far from home. Chubb conveniently and cost-effectively combines foreign voluntary workers
compensation insurance with emergency assistance and travel intelligence to provide an invaluable passport to safety.
Foreign Voluntary Workers Compensation Insurance
Companies are accustomed to providing workers compensation insurance for employees, but many do not recognize the special
needs of those traveling overseas. Domestic workers compensation policies often provide medical and wage benefits for short-term
assignments outside of the United States, but extraterritorial provisions generally exclude endemic disease or accidents that
occur outside of work hours. Chubb’s Foreign Voluntary Worker’s Compensation is intended to be primary insurance that addresses a broad range of risks and is flexible enough to meet individual company
United States employees traveling outside the U.S., international employees living/working overseas when traveling outside
their assigned countries and foreign nationals on U.S. assignment can be insured 24/7. United States nationals and third-country
nationals can be insured during working hours while on permanent assignment overseas. Benefits are provided according to U.S.
state of hire or country of origin.
Employer’s Liability Insurance protects employers when employees bring actions as a result of work-related illness or injury. We insure against such liability
and provide legal defense costs.
Repatriation Expenses can be costly. When an employee suffers illness, injury or death while traveling on business outside his or her home country,
we cover transportation costs for emergency medical treatment and mortuary services. We also cover transportation expenses
for accompanying spouse and children.
Endemic Disease Protection applies when an employee is exposed to infectious diseases such as malaria, dengue fever and tuberculosis that are rare or
non-existent in the United States. We provide insurance for medical treatment and compensation for long-term effects that
can compromise earning potential.
War or Terrorism Insurance is not automatically excluded in the Chubb policy, unlike many other carriers.
Defense Base Act (DBA) benefits provide protection for the injury or death of an employee engaged in employment under a contract between the
insured and the U.S. government for work performed outside the United States, typically on U.S. military installations. These
optional benefits are subject to underwriting review and available for an additional charge.
A Dedicated Claims Reporting Number is available to file a foreign voluntary workers compensation claim anytime, anywhere with Chubb’s toll-free number: 1-800-699-9916.
Global Medical Assistance Services
When Foreign Voluntary Worker’s Compensation insurance is part of a Chubb international insurance program, employees traveling
overseas can access medical assistance services worldwide. They simply dial the toll-free number printed on identification
cards provided by Chubb to contact our global medical assistance provider. Multilingual assistance coordinators can then help:
- Find hospitals and doctors in a given locale.
- Monitor medical treatment, coordinate medication and facilitate medical payment.
- Arrange emergency medical evacuation and medically necessary repatriation.
- Coordinate transportation for family members to join a hospitalized employee.
- Assist dependent children and traveling companions.
Travel Risk Intelligence Portal
As part of your Chubb Foreign Voluntary Workers Compensation insurance, covered employees can access our global medical assistance
provider’s insureds-only website that features information and tools to support employees before and during their trips abroad.
The provider’s portal offers:
- Country and city risk ratings and profiles
- Health, medical, safety and security reports per locale
- Medical provider search, contact info and provider reviews
- Information on business conduct, transportation, holidays, currency exchange rates and more
- Personalized, downloadable reports
Service and Strength
Chubb Multinational Solutions includes the industry’s leading commercial underwriters, knowledgeable in a broad range of disciplines
and geographic regions. We know world markets inside out – from environmental impairment liability in Germany to pure financial
loss in France – and stay informed about political and economic developments that can indicate the need for new or updated
insurance. In addition, Chubb provides the coordination advantage of one underwriting group dedicated to overseeing all the
foreign, as well as domestic, components of your multinational insurance program.
Our innovative portfolio of products is designed to address the property and casualty needs of companies at any stage of development
engaged in worldwide business.
Chubb’s world connections include owned operations in 26 countries, long-standing affiliate relationships with local insurance
companies in the countries where we do not have owned operations, combined with a network of correspondent agents and brokers
– some 100 in more than 70 countries.
Chubb’s international capabilities have been honed over decades of worldwide insurance experience, and we have maintained
an A.M. Best’s rating of A+ or higher for the past 50 years. Chubb’s reputation for integrity reaches back more than a century.
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