Whether you got 5 or 50 centimetres of snow, there are always issues to deal with after a winter storm – especially if you lost power. Below are a few tips for how to dig out quickly, clean up effectively, and stay safe and warm, even if your power doesn’t immediately come back on.
If it’s warm enough and safe to go outside, you may want to clear the snow around your home and vehicles right away. That’s because fresh snow is lighter and easier to shovel or snow-blow than snow that’s had time to settle and get packed down.
After a winter storm, an ice dam can form, which means any ice on your roof prevents the melting snow from draining off. The water that backs up behind the dam can then leak into your home. To prevent damage, clear the snow off the roof of your house, garage, and any sheds, or hire a professional to do it for you.
Inspect the trees in your yard to make sure heavy snow hasn’t broken or cracked limbs that could fall and harm your home or someone walking below. If you find trees that are damaged, contact a professional to trim them properly.
This is especially important if you don’t have power and need to heat your home using a fireplace, space heater, or generator. Check the batteries in the detectors and change them if they’re not working well.
Cracked or leaking ceilings can mean that your roof is damaged. Water flow problems could mean you have frozen pipes. Inspect the inside of your home to make sure everything is in good working order. If you suspect frozen pipes, shut off the water supply and call a plumber to make repairs.
If you are without power and don’t have a generator to run your home’s heating system, you can still stay warm by layering clothes, using hand warmers, and closing off rooms you’re not using. By huddling together in one room, you trap body heat generated by everyone. Try to pick a room on the south side of your home so it gets sun during the day. You can also use towels to block drafts under doors and around windowsills, and drink hot liquids such as hot coffee, cocoa, or tea.
Give road crews time to clear the roads before you go out. If you need to go out, try to stick to roads that are already ploughed, sanded, or salted, and watch for black ice.
You may need anything from auto insurance and personal liability in case you get in an accident when If you are a Chubb client and have sustained damage to your home or car from a winter storm, contact your broker or click here to report a claim.
This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.
Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by Chubb Insurance Company of Canada or Chubb Life Insurance Company of Canada (collectively, “Chubb Canada”). All products may not be available in all provinces or territories. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued.
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