Chubb European Group Se (Chubb) is an international insurance company, part of one of the world's largest insurance groups. We have been operating in Finland for almost 30 years.
Tieteentekijät has insured its members with group insurance (membership insurance), which includes leisure travel Insurance, leisure accident insurance and union eventiInsurance. Group insurance provides members with additional cover for leisure, travel and participation in the organisational activities.
For more information on the insurance policies and full terms and conditions, see below.
Leisure accident insurance
Accident insurance provides cover for medical expenses, permanent disability and death caused by an accident. The insurance is valid 24 hours a day, 7 days a week, anywhere in the world. It is valid until the age of 68.
Benefit |
Benefit amount |
Medical expences due to accident |
max 9 000 € |
Permanent disability due to accident 5-100 % |
max 20 000 € |
Accidental death |
Lump sum 6 000 € |
The insurance is not valid for competitive sports or any sporting activity that requires the signing of a licence or a disclaimer.
Other conditions and limitations are set out in the policy conditions in Finnish
Translation into English can be found here. If there were to be any deviation in the language versions, we would revert to the Finnish version as the original version.
Leisure travel insurance
Travel insurance covers you in the event of an accident or illness during your trip. It also includes cover in the event of cancellation or interruption of your trip, as well as cover for luggage. It also covers liability and legal costs. The insurance is valid until the age of 68. The insurance also covers children and grandchildren under the age of 20 travelling with the insured person.
Benefit |
Benefit amount |
Medical expenses due to travel accident or sickness |
no upper limit with domestic traveling 250 000 € |
Repatriation due to accident or sickness |
No upper limit |
Acute dental care |
250 € |
Repatriation of the deceased |
No upper limit |
Travel expenses for a close relative of an insured person who is hospitalised |
Reasonable costs |
Permanent Disability of death caused by an accident |
max 20 000 € |
Trip cancellation |
max 5 000 € |
Trip interruption |
max 5 000 € |
Luggage |
max 1 200 € |
Lost documents |
max 250 € |
Baggage delays, essentials |
68 € / hour max 340 € |
Legal expences |
max 85 000 € |
Liability |
max 85 000 € |
• Insurance is valid for domestic and international travel.
• Duration of trip max 45 days
• For travel insurance, the cover is secondary, i.e. the insured must seek compensation from any other insurance in the first instance
• The SOS International emergency service is available 24 hours a day, every day of the year, on +45 7010 5054
• For a member who is a grant recipient, is not employed and does not conduct business activities for income purposes, trips are leisure travel.
• For a member who is a grant recipient, is not employed and does not conduct business activities for income purposes, the leisure accident insurance is valid around the clock.
Other conditions and limitations are set out in the policy conditions in Finnish
Translation into English can be found here. If there were to be any deviation in the language versions, we would revert to the Finnish version as the original version.
Union Event
Union event insurance covers members of the association when they participate in the activities of the association. The insurance includes cover for medical expenses and luggage. It also covers liability and legal expenses. The insurance is valid until the age of 68
Benefit |
Benefit amount |
Medical expenses |
125 000 € |
Repatriation due to accident or sickness |
No upper limit |
Acute dental care |
100 € |
Permanent Disability of death caused by an accident |
5 000 € |
Luggage |
400 € |
Lost documents |
125 € |
Legal expenses |
25 000 € |
Liability |
25 000 € |
Other conditions and limitations are set out in the policy conditions in Finnish
Translation into English can be found here. If there were to be any deviation in the language versions, we would revert to the Finnish version as the original version.
Claims handling
Claims handling serve you also in English. You can reach them from Monday to Friday between 08.00 and 16.00 over telephone (09) 6861 5151. You can also contact claims handling via email vahingot@chubb.com. Postal address for claim handling is Chubb European Group, sivuliike Suomessa, PL687, 00101 Helsinki.
You can also make a claim digitally here. You can choose English as language when submitting the claim . When making a claim, you must provide the following insurance numbers. You can also make a claim without an insurance number, in which case please enter "Tieteentekijät" in the open field of the claim form.
Accident: FIBOPY00341
Travel: FIBOTY00343
Union event: FIBOTY00344 (union event is registered under travel in the claims portal)
Customer service
Our customer service will help you from Monday to Friday between 09.00 and 17.00 over telephone (09) 6861 5151. You can also contact our customer service via email asiakaspalvelu@chubb.com
Contact information to our customer service can be found here
Read more about Chubb