Computer insurance protection for the equipment and devices that help drive your business
Computers are an integral part of how the world does business meaning vital to protect your company’s devices, IT systems and software. Our business computer insurance gives you robust cover to safeguard your operations against a range of threats, including damage to computers and data loss.
RISK SCENARIO
Who it’s for
Chubb computer cover helps protect a huge range of business sectors and companies.
What it covers
Our business computer policy includes four core covers:
Material damage
Reinstatement of data
Increased costs of working
Computer breakdown
Plus comprehensive tailored extensions:
Incompatibility of computer records
Capital additions
Extended warranties
Research and development costs and many more
CASE STUDY
Case Study 1- Warranty Free
The insured established that items of computer equipment had been stolen from a 2nd floor storage area. The method of entry was traced to a window at 2nd floor level that was not protected by key operated window locks. Normally the window would not have been readily accessible to an opportunist thief, however scaffolding erected at a neighbouring property had been used to facilitate access through the window. Our computer insurance policy features a no minimum standard of security condition and the claim was met without question.
Case Study 2- Fewer Exclusions
The insured established that a number of pieces of computer hardware had been removed from their place of storage within the computer room at the risk premises. Third party contractors had been on site regularly over the previous 3 months and the belief was that the theft was attributable to an opportunist thief who had had legitimate access to the premises during business hours. Our computer insurance policy responded to the claim and paid without question despite the absence of any sign of forcible or violent entry to or from the insured’s property. We also agreed to the imposition of a single policy excess despite the likelihood that the items had been removed on a number of occasions over a period of time.
Why Chubb?
Why Chubb?
We’re understand business computer insurance – and care about your company
Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in business computer insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be.
Partnership that’s personal We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.
Creative problem-solving Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.
Unmatched expertise and financial strength We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business.
Computer equipment and software are vital to the running of almost every business operating today. However, they are also vulnerable to disasters that can seriously threaten the financial livelihood of a business. It’s crucial to insure them under a specifically designed product.
Yes- but a standalone business computer policy can give more comprehensive protection with full breakdown cover and tailored extensions.
