Insurance for Mergers & Acquisitions (M&A) and Private Equity Firms

business meeting

Industry Overview

Whether you’re a private equity company performing due diligence on a potential acquisition or a company entering a transaction independently, finding the right insurance for risks involving your M&A transactions requires a level of expertise that not every insurer can offer. Our experienced professionals work with small, medium-sized, and large companies and have a deep understanding of private equity firms and their specific requirements for mitigating risk, as well as a portfolio of products and services that can be tailored to meet your needs.
What is Private Equity insurance?

Private Equity insurance provides tailored insurance programs and solutions to address the unique risks faced by Private Equity firms and their portfolio companies, including coverage for mergers and acquisitions, transaction-specific risks, and consistent terms across the portfolio.

What coverage does Chubb provide?

Chubb offers coverage for Private Equity that includes transaction-specific solutions such as Reps & Warranties, Tax Indemnity, Contingent Liability, Environmental Liability, and Loss Portfolio Transfers, along with Property, Casualty, Financial Lines, and more, all coordinated to meet the needs of Private Equity firms.

Who is it for?

This insurance is designed for Private Equity firms and their portfolio companies seeking comprehensive risk solutions across all industry classes, both domestically and internationally.

What services does Chubb provide?

Chubb offers dedicated underwriting, expert claims coordination, and tailored insurance programs for Private Equity, supported by risk consulting services and access to specialty products for both pre- and post-close risks.

Use case example

An investment firm focused on middle-market healthcare companies secured a D&O portfolio with Chubb, benefiting from tailored policy language and consistent terms across its portfolio.

Who we serve

Products and services

Specialized M&A and PE insurance can cover you against many forms of risk inherent in mergers and acquisitions.

 

Before closing, our transactional risk products that facilitate M&A – such as representations, and warranty and tax indemnity coverage – allow parties to efficiently allocate the risk. After closing the transaction, existing casualty liabilities can be managed through loss portfolio transfers and close-outs, and a variety of liability products and directors and officers insurance. Chubb also offers a range of ongoing insurance products, detailed below.

Management liability insurance
Chubb’s suite of management liability products are specifically designed to address the exposures of private and not-for-profit companies. Regardless of your size or industry, we have an insurance solution for you.
Global transactional risk insurance
This covers both the buyer and seller for risks connected to the underlying deal in a merger and acquisition.
Multinational insurance
U.S.-based companies with global operations want their insurance programs to be consistent across their sites and operations. Chubb’s tailored multinational coverage can help smooth that process.
Cyber insurance
Our cyber enterprise risk management insurance covers business interruption loss due to a network failure or attack, as well as investigation costs, legal costs, and other expenses.
Property insurance
Supported by our exceptional risk consulting, claims services, and global capabilities, our dedicated underwriters tailor your property coverage to meet the unique needs of your business.
Workers' compensation insurance
Companies of all sizes can get customized coverage with features like proactive managed care to speed return-to-work timeframes, fraud detection and management, and litigation and recovery management.

Commercial package insurance

In addition to coverage for large, multinational companies, Chubb covers small and midsize businesses with three package policy options — Business Owners Policy (BOP), Benchmarq, and Customarq. Each combines property, business income, and general liability insurance, and can be tailored for your specific exposures.
Business owners policy (BOP)

Protect your small business with this customizable insurance package policy. 

Benchmarq

Designed to be scalable for small to midsize businesses, Benchmarq is a flexible, customizable package including property, business income, and general liability insurance.

Customarq

Our proprietary package product offers midsize businesses property, business income, and general liability insurance with a wealth of options to suit your needs.

Research

Middle Market Indicator

Chubb partners with the National Center for the Middle Market (NCMM) to support the Middle Market Indicator (MMI), a semiannual research survey launched in 2012. The insights gained through this partnership plant the seeds of new ways Chubb can support and protect middle market businesses in a rapidly changing world. The MMI polls 1000 executives (CEOs, CFOs and other financial decision makers) from middle market companies with $10 million to $1 billion in annual revenue.

Frequently asked questions

These days many mergers and acquisition transactions have a multinational component and Chubb’s dedicated M&A/private equity team has broad and deep expertise supporting transactions that span a number of geographic regions. Our Worldview® platform enables clients to track every aspect of their M&A insurance programs.

Our M&A insurance covers thousands of transactions every year and we are one of the largest directors & officers liability portfolio carriers for private equity firms in North America. Our dedicated underwriting team has extensive experience and is backed by state-of-the-art service and technology capabilities, providing clients with the assurance that their M&A insurance program enables deals to be executed seamlessly and on time.

Resources

Insights and expertise

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Welcome to the first edition of Inside Commercial Insurance – From Small Business to Middle Market, a new series designed to share insights on these business types and how Chubb is helping organizations build prosperous, resilient futures.

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