We'll help you prepare for a hail storm and pick up the pieces after.
Most of Chubb’s homeowner’s policies provide “all risk” coverage, and physical damage to your home or roof caused by hail is typically an insured cause of loss.
Hail causes billions of dollars in property and crop damage each year. While hailstorms can happen across the country, states in the Southwest, Great Plains, and Midwest, like Texas, Colorado, Nebraska, Minnesota, Illinois, and Kansas, are often hit hardest.*
As a Chubb homeowner’s insurance client, you have access to preventive tips to help protect your home against hail damage. And if you experience a covered loss, we’ll help you rebuild, replace, or repair the damage without hassles, headaches, or delays.
Hail forms during a thunderstorm when raindrops are carried upward into cold areas of the atmosphere, where they freeze into balls of ice. These balls of ice, or hailstones, can travel up to 120mph, range in size from a pea to a softball, and can damage roof shingles, skylights, car windows, and more.
Much of the damage from hail occurs during the spring and summer, when warm and humid weather fuels severe thunderstorms, yet hail can occur at any time of year.
While hailstorms can happen across the country, states in the Great Plains and Midwest are most frequently impacted, including Texas, Kansas, Oklahoma, Nebraska, Colorado, Wyoming, Missouri, and the Dakotas. On the east coast, hailstorms are common around the Potomac and Chesapeake Bays and along the coasts of Georgia and South Carolina.
With Chubb home insurance, you’ll get a proactive partner to help protect yourself and your home against hail damage. If you experience a claim, we’ll help you get your life back and rebuild without hassles, headaches, or delay.
Sources:
http://www.rmiia.org/catastrophes_and_statistics/Hail.asp
http://riskconversation.com/blog/personal/2015/06/29/great-balls-of-ice/
https://www.nssl.noaa.gov/education/svrwx101/hail/
https://weather.com/storms/severe/news/hail-climatology-united-states
Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.
* https://www.iii.org/fact-statistic/facts-statistics-hail#Top%2010%20States%20Ranked%20By%20Number%20of%20Hail%20Loss%20Claims,%202017-2019
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