Interest rate on account value of Universal Life policies
| Month | FPUL | FUL | SCUL | GUL | EUL | PUL | CIUL | EUL+ | SPUL 99 | SPUL 65 | SPUL 20 | LPUL 03 | LPUL 05 | BEUL 01 | BEUL 02 |
| 1 | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.95% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% |
| 2 | 6.50% |
6.50% |
6.50% |
6.50% |
6.50% | 6.50% | 6.50% | 6.50% | 6.75% | 6.75% | 6.50% | 6.50% | 6.50% | 6.5% |
6.5% |
| 3 | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.75% | 6.75% | 6.50% | 6.50% | 6.50% | 6.5% |
6.5% |
| 4 | 6.20% |
6.20% |
6.20% |
6.20% |
6.20% |
6.20% |
6.20% |
6.20% |
6.45% | 6.45% | 6.20% |
6.20% |
6.20% |
6.20%
|
6.20% |
| 5 | 6.10% |
6.10% |
6.10% |
6.10% |
6.10% |
6.10% |
6.10% |
6.10% |
6.35% | 6.35% | 6.10% |
6.10% |
6.10% |
6.10% |
6.10% |
| 6 | 6.10% |
6.10% |
6.10% |
6.10% |
6.10% |
6.10% |
6.10% |
6.10% |
6.35% | 6.35% | 6.10% |
6.10% |
6.10% |
6.10% |
6.10% |
| 7 | 6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
6.25% | 6.25% | 6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
| 8 | 6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
6.25% | 6.25% | 6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
| 9 | 6.00% |
6.00% |
6.25% |
6.00% |
6.00% |
6.00% |
6.25% |
6.00% |
6.00% | 6.00% | 6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
| 10 | 6.00% |
6.00% |
6.25% |
6.00% |
6.00% |
6.00% |
6.25% |
6.00% |
6.00% | 6.00% | 6.00% |
6.00% |
6.00% |
6.00% |
6.00% |
| 11 |
|
|
6.15% |
|
|
|
6.15% |
|
|
|
|
|
|||
| 12 |
|
|
6.15% |
|
|
|
6.15% |
|
|
|
|
|
Policy loan rate of the contract account value of Universal Life products
| Time | FPUL | FUL | SCUL | GUL | EUL | PUL | EUL+ | SPUL 99 | SPUL 65 | LPUL03 | LPUL05 | SPUL20 | BEUL | CIUL |
| From 01/01/2017 to 28/02/2017 | 12.70% | 12.70% | 12.70% | 12.70% | 12.70% | 12.70% | 12.70% | 12.70% | 12.70% | 12.70% | 12.70% | 12.70% | 12.70% | 6.70% |
| From 01/03/2017 to present | 12.50% | 12.50% | 12.50% | 12.50% | 12.50% | 12.50% | 12.50% | 12.50% | 12.50% | 12.50% | 12.50% | 12.50% | 12.50% | 6.60% |
| From 01/04/2017 to present | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 6.70% |
| From 01/05/2017 to present | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 6.70% |
| From 01/06/2017 to present | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 12.10% | 6.70% |
| From 01/07/2017 to present | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 6.70% |
| From 01/11/2017 to present | 11.90% |
11.90% | 11.90% | 11.90% | 11.90% | 11.90% | 11.90% | 11.90% | 11.90% | 11.90% | 11.90% | 11.90% | 11.90% | 6.70% |
Notes:
FPUL: Universal Life – Universal Option, Pre-eminent Option
FUL: Universal Life – Family Package A1, A2 and BII
SCUL: Universal Life - Senior Citizen
GUL: Universal Life - Key Person Option
SPUL 99: Universal Life - Single Premium Payment A & B
SPUL 65: Universal Life - Single Premium Payment 65
EUL: Universal Life - Universal Option 2013, Pre-eminent Option 2013
PUL: Premier Universal Life 2013
CIUL: Universal Life - Critical Illness
EUL+: Universal Life – Executive Universal Life Plus
BEUL: Future Asset Management