INTEREST RATE
Interest rate on account value of Universal Life policies
| Product/Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
FPUL Universal Life – Universal Option, Pre-eminent Option |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
FUL Universal Life – Family Package A1, A2 and BII |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
SCUL Universal Life - Senior Citizen |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
GUL Universal Life - Key Person Option |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
EUL Universal Life - Universal Option 2013, Pre-eminent Option 2013 |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
PUL Premier Universal Life 2013 |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
CIUL Universal Life - Critical Illness |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
EUL+ Universal Life – Executive Universal Life Plus |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
SPUL 99 Universal Life - Single Premium Payment A&B |
5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.45% | 5.45% | 5.55% | 5.55% | 6.05% |
SPUL 65 Universal Life - Single Premium Payment 65 |
5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.45% | 5.45% | 5.55% | 5.55% | 6.05% |
SPUL 20 20-year Single Pay Universal Life |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
LPUL 03 3-pay Universal Life with 20-year coverage |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
LPUL 05 5-pay Universal Life with 20-year coverage |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
BEUL01 Back-end Load Universal Life – Option A |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
BEUL02 Back-end Load Universal Life – Option B |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
SUL1A & SUL1B Senior Universal Life 2018 – Option A&B |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
CIULI1A & CIULI1B Critical Illness Universal Life 2019 – Individual Plan - Option A&B |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
CIULF1A & CIULF1B Critical Illness Universal Life 2019 – Family Plan - Option A&B |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% | 5.80% |
PCUL Premier Choice Universal Life |
5.80% |
Universal Life products
| Time | FPUL | FUL | SCUL | GUL | EUL | PUL | EUL+ | SPUL 99 | SPUL 65 | LPUL03 | LPUL05 | SPUL20 | BEUL | CIUL |
| From 01/12/2020 to present | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | 5.5% |
Notes:
- FPUL: Universal Life – Universal Option, Pre-eminent Option
- FUL: Universal Life – Family Package A1, A2 and BII
- SCUL: Universal Life - Senior Citizen
- GUL: Universal Life - Key Person Option
- SPUL 99: Universal Life - Single Premium Payment A&B
- SPUL 65: Universal Life - Single Premium Payment 65
- EUL: Universal Life - Universal Option 2013, Pre-eminent Option 2013
- PUL: Premier Universal Life 2013
- CIUL: Universal Life - Critical Illness
- EUL+: Universal Life – Executive Universal Life Plus
- SPUL 20: 20-year Single Pay Universal Life
- LPUL 03: 3-pay Universal Life with 20-year coverage
- LPUL 05: 5-pay Universal Life with 20-year coverage
- BEUL01: Back-end Load Universal Life – Option A
- BEUL02: Back-end Load Universal Life – Option B
- SUL1A & SUL1B: Senior Universal Life 2018 - Option A&B
- CIULF1A & CIULF1B: Critical Illness Universal Life 2019 – Family Plan - Option A&B
- CIULI1A & CIULI1B: Critical Illness Universal Life 2019 – Individual Plan - Option A&B
- PCUL: Premier Choice Universal Life