INTEREST RATE 2022
Interest rate on account value of Universal Life policies:
Product/Month |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
FPUL Universal Life – Universal Option, Pre-eminent Option |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
FUL Universal Life – Family Package A1, A2 and BII |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
SCUL Universal Life - Senior Citizen |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
GUL Universal Life - Key Person Option |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
EUL Universal Life - Universal Option 2013, Pre-eminent Option 2013 |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
PUL Premier Universal Life 2013 |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
CIUL Universal Life - Critical Illness |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
EUL+ Universal Life – Executive Universal Life Plus |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
SPUL 99 Universal Life - Single Premium Payment A&B |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
SPUL 65 Universal Life - Single Premium Payment 65 |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
SPUL 20 20-year Single Pay Universal Life |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
LPUL 03 3-pay Universal Life with 20-year coverage |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
LPUL 05 5-pay Universal Life with 20-year coverage |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
BEUL01 Back-end Load Universal Life – Option A |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
BEUL02 Back-end Load Universal Life – Option B |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
SUL1A & SUL1B Senior Universal Life 2018 – Option A&B |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
CIULI1A & CIULI1B Critical Illness Universal Life 2019 – Individual Plan - Option A&B |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
CIULF1A & CIULF1B Critical Illness Universal Life 2019 – Family Plan - Option A&B |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
PCUL Premier Choice Universal Life |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
PYUL Premier Youth Universal Life |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
4,20% |
| Time | FPUL | FUL | SCUL | GUL | EUL | PUL | EUL+ | SPUL 99 | SPUL 65 | LPUL03 | LPUL05 | SPUL20 | BEUL | CIUL |
| From 01/11/2022 to present | 9.0% | 9.0% | 9.0% | 9.0% | 9.0% | 9.0% | 9.0% | 9.0% | 9.0% | 9.0% | 9.0% | 9.0% | 9.0% | 7.0% |
Notes:
- FPUL: Universal Life – Universal Option, Pre-eminent Option
- FUL: Universal Life – Family Package A1, A2 and BII
- SCUL: Universal Life - Senior Citizen
- GUL: Universal Life - Key Person Option
- SPUL 99: Universal Life - Single Premium Payment A&B
- SPUL 65: Universal Life - Single Premium Payment 65
- EUL: Universal Life - Universal Option 2013, Pre-eminent Option 2013
- PUL: Premier Universal Life 2013
- CIUL: Universal Life - Critical Illness
- EUL+: Universal Life – Executive Universal Life Plus
- SPUL 20: 20-year Single Pay Universal Life
- LPUL 03: 3-pay Universal Life with 20-year coverage
- LPUL 05: 5-pay Universal Life with 20-year coverage
- BEUL01: Back-end Load Universal Life – Option A
- BEUL02: Back-end Load Universal Life – Option B
- SUL1A & SUL1B: Senior Universal Life 2018 - Option A&B
- CIULF1A & CIULF1B: Critical Illness Universal Life 2019 – Family Plan - Option A&B
- CIULI1A & CIULI1B: Critical Illness Universal Life 2019 – Individual Plan - Option A&B
- PCUL: Premier Choice Universal Life
- PYUL: Premier Youth Universal Life - Option A&B