INTEREST RATE 2023
Interest rate on account value of Universal Life policies:
Product/Month |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
FPUL Universal Life – Universal Option, Pre-eminent Option |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
FUL Universal Life – Family Package A1, A2 and BII |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
SCUL Universal Life - Senior Citizen |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
GUL Universal Life - Key Person Option |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
EUL Universal Life - Universal Option 2013, Pre-eminent Option 2013 |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
PUL Premier Universal Life 2013 |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
CIUL Universal Life - Critical Illness |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
EUL+ Universal Life – Executive Universal Life Plus |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
SPUL 99 Universal Life - Single Premium Payment A&B |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
SPUL 65 Universal Life - Single Premium Payment 65 |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
SPUL 20 20-year Single Pay Universal Life |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
LPUL 03 3-pay Universal Life with 20-year coverage |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
LPUL 05 5-pay Universal Life with 20-year coverage |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
BEUL01 Back-end Load Universal Life – Option A |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
BEUL02 Back-end Load Universal Life – Option B |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
SUL1A & SUL1B Senior Universal Life 2018 – Option A&B |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
CIULI1A & CIULI1B Critical Illness Universal Life 2019 – Individual Plan - Option A&B |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
CIULF1A & CIULF1B Critical Illness Universal Life 2019 – Family Plan - Option A&B |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
PCUL Premier Choice Universal Life |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
PYUL Premier Youth Universal Life |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
4,5% |
Notes:
- FPUL: Universal Life – Universal Option, Pre-eminent Option
- FUL: Universal Life – Family Package A1, A2 and BII
- SCUL: Universal Life - Senior Citizen
- GUL: Universal Life - Key Person Option
- SPUL 99: Universal Life - Single Premium Payment A&B
- SPUL 65: Universal Life - Single Premium Payment 65
- EUL: Universal Life - Universal Option 2013, Pre-eminent Option 2013
- PUL: Premier Universal Life 2013
- CIUL: Universal Life - Critical Illness
- EUL+: Universal Life – Executive Universal Life Plus
- SPUL 20: 20-year Single Pay Universal Life
- LPUL 03: 3-pay Universal Life with 20-year coverage
- LPUL 05: 5-pay Universal Life with 20-year coverage
- BEUL01: Back-end Load Universal Life – Option A
- BEUL02: Back-end Load Universal Life – Option B
- SUL1A & SUL1B: Senior Universal Life 2018 - Option A&B
- CIULF1A & CIULF1B: Critical Illness Universal Life 2019 – Family Plan - Option A&B
- CIULI1A & CIULI1B: Critical Illness Universal Life 2019 – Individual Plan - Option A&B
- PCUL: Premier Choice Universal Life
- PYUL: Premier Youth Universal Life - Option A&B
Interest rates on advances of Universal Life insurance
Interest rates on advances of Universal Life insurance products are applied as follows until further notice:
Time |
FPUL |
FUL |
SCUL |
GUL |
EUL |
PUL |
EUL+ |
SPUL99 |
SPUL65 |
LPUL03 |
LPUL05 |
SPUL20 |
BEUL |
From 01/11/2022 to present |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
Time |
CIUL |
From 01/09/2023 to present |
5,8% |
Interest rates charged on advances of Mixed, Life, and Education product
Interest rates charged on advances of Mixed, Life, and Education product lines will be applied as follows until further notice:
Time |
EA 10SP |
EA 15PB |
EA 20PB |
EA EP18 |
WA 55CD |
WA 60CD |
WA 65CD |
EL P001 |
EL P75A |
EL P75B |
CE GCA1 |
CE GCB1 |
From 01/01/2022 to present |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |
9,0% |