Over the last few decades, many cities have been affected by civil unrest and rioting. Often, this develops from protests of political, social, economic, environmental or law enforcement issues. Unfortunately, peaceful protests can escalate into a violent and dangerous situation. Businesses may face increased risks during periods of public protests and social unrest, which can threaten employees, disrupt operations, and damage property. You can help mitigate these risks by considering the following actions:
When civil unrest arises or appears on the horizon, communicate as soon as possible with your staff to express concern, emphasise the importance of situational awareness, and provide critical guidance to ensure employee and customer safety.
Property in areas with unrest faces the threat of damage, looting, and arson. The following steps can help protect your company’s facilities:
Vacant buildings are particularly vulnerable to damage during periods of civil unrest. In times of civil unrest, first responders can be spread thin and may not be able to provide protection. Taking the following steps can help limit damage to vacant premises:
Develop or update your business continuity plan to help your company resume operations quickly after any disruptions caused by civil unrest or other events. Effective business continuity plans include:
As part of preparing your business for any major disruption including civil unrest, your business should coordinate with local law enforcement, public safety officials or security organisations. Also be ready to make quick adjustments to your operations. Flexibility can pay off in protecting your business and speeding your recovery.
All content in this material is for general information purposes only. It does not constitute personal advice or a recommendation to any individual or business of any product or service. Please refer to the policy documentation issued for full terms and conditions of coverage.
Chubb Insurance South Africa Limited is a (Re)Insurer licensed to conduct non-life insurance and reinsurance business. Chubb is an authorized Financial Services Provider (FSP: 27176). Ground Floor, The Bridle, Hunts End Office Park, 38 Wierda Road West, Wierda Valley, Sandton, 2196.
We’re here with an answer.