Umbrella & Excess Liability Insurance
Chubb's specialist Umbrella and Excess Liability Insurance policies cover business operations at multiple levels
These policies help fill gaps on underlying primary liability policies with additional excess liability coverage and policy limits. With the size and financial strength of Chubb, we offer long-term claims-paying ability and provide innovative global solutions for mid-sized to multinational clients.
Chubb appetite
The following list is general guidance regarding Chubb's appetite for liability risks. For risks not listed below, please contact your local Chubb distribution team to discuss solutions for a range of occupations and industries.
| Considered: | Not Considered: | |
Manufacturing |
Wholesale trade |
Safety critical aviation products |
| Retail trade | Building & constructions materials |
Asbestos |
| Construction & civil engineering |
Real estate | Explosives |
Machinery & equipment wholesalers |
Leisure & entertainment venues/Events |
Underground mining |
| Wholesalers & retailers | Administrative services |
Safety critical automotive products |
| Professional services | Electronic & appliance stores |
Nuclear |
| Food & beverage | Health services | Ammunition & firearms |
Educational services |
Furniture & home furnishing stores |
|
Financial services |
Government - federal, state, local or municipal |
|
Grocery stores |
Accommodation |
|
| Surface mining & quarrying | Sports venues & associations |
|
Freight forwarders |
Tour operators | |
What we currently write
This is general guidance regarding the severity classes within Chubb Australia's Casualty portfolio. All risks are underwritten on an individual basis and are not limited to those listed below.
Light Severity
Accommodation & food services
Arts & entertainment
Educational services
Financial services
Health services
Wholesale trade
Retail trade
Real estate
Administrative services
Professional, scientific and technical services
Moderate severity
Agriculture, forestry, hunting and fishing
Manufacturing
Public administration
High severity
Mining, quarrying, oil & gas extraction
Construction
Manufacturing (chemical, wood, rubber & plastics)
Transportation
Utilities
Warehousing & storage
Benefits of Chubb coverage
Here are some key advantages of choosing Chubb:
Global reputation
As a world leader in insurance, Chubb brings unmatched expertise and financial strength to provide comprehensive coverage.
- Up to $100 million capacity
- Ability to write business in 54 countries and territories
- Award winning claims performance
- Deeply engrained local underwriting expertise within a global network
- Over 400 risk engineers around the world to help identify and mitigate risk for our clients
Ready to find out more?
Ready to experience Chubb's unparalleled comprehensive insurance solutions?
Speak to a broker today.