Businesses may face increased risks during periods of public protests and civil unrest, which can threaten employees, disrupt operations, and damage property. You can help mitigate these risks by considering the following actions:
When civil unrest arises—or appears on the horizon—communicate as soon as possible with your staff to express concern, emphasize the importance of situational awareness, and provide critical guidance to ensure employee and customer safety.
Property in areas with unrest faces the threat of damage, looting, and arson. The following steps can help protect your company’s facilities:
Vacant buildings are particularly vulnerable to damage during periods of civil unrest. In addition, in times of civil unrest, first responders can be spread thin and may not be able to provide protection. If you need to vacate business premises in the midst of civil unrest, the following steps can help limit damage:
Develop or update your business continuity plan to help your company resume operations quickly after any disruptions caused by civil unrest or other events. Effective business continuity plans include:
As part of preparing your business for any major disruption—including civil unrest—coordinate with local law enforcement and public safety officials. Also be ready to make quick adjustments to your operations. Flexibility can pay off in protecting your business and speeding your recovery.
This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.
Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by Chubb Insurance Company of Canada or Chubb Life Insurance Company of Canada (collectively, “Chubb Canada”). All products may not be available in all provinces or territories. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued.
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