Medical Malpractice Insurance

We know that medical or healthcare professionals and establishments are very vulnerable to complex risks and costly litigation. A form of professional indemnity insurance, medical malpractice insurance provides individual healthcare practitioners and medical establishments with protection and tools to manage the evolving risks of today’s complex healthcare industry.

Now you can protect your practice, reputation and financial assets with Chubb Elite Medical Malpractice – a comprehensive suite of customised solutions that even covers Good Samaritan Acts, among other aspects.

• Cover for civil liability claims arising from an act, error or omission in the provision of professional healthcare services
• Cover for legal representation costs incurred directly in connection with formal inquiries into the conduct of professional healthcare services
• Vicarious liability for doctors (including locums), consultants, contractors, subcontractors and agents
• Cover for Good Samaritan Acts
• Cover for unintentional intellectual property infringement
• Cover for reasonable and necessary costs of replacing or restoring lost documents
• Automatic cover for new subsidiaries acquired or created during the period of insurance (applies to medical establishments only)
• Automatic run-off coverage
• Advancement of defence costs and legal representation expenses

• Individuals – we serve a range of classifications, from generalists through to specialists, dentists, allied health professionals and even registered Traditional Chinese Medicine (TCM) practitioners
• Healthcare facilities including, but not limited to:
• Hospitals and Clinics
• Dental Clinics
• Chinese Medicine Clinics
• Aesthetics and Beauty Centers (excluding Electvie Cosmetic Surgeries)
• Physiotherapy and Rehabilitation Centers
• Health Check and Disgnostic Centers
• Medical Laboratories
• Elderly Homes

• Chubb has partnered with a leading healthcare advisory consultant, Asia Care Group, to provide our Insureds with a suite of risk management services to help curtail your exposures. List of services include:
• Risk review
• Benchmarking of risk via a structured diagnostic tool
• Support to conduct clinical audits
• Educational workshops
• Development of a balanced scorecard to support enterprise risk management
• Development of risk policies and patient safety guides
• Global network support as Chubb’s multinational capabilities offer global risk management advice and policy issuance to our insured around the world
• Risk management and support from a financially secure insurer – Chubb’s core operating insurance companies are rated AA for financial strength by Standard & Poor’s and A++ by A.M. Best*
• Prompt claims resolution by our local claims service to help our insured resume their operations quickly

*Ratings apply to Chubb’s core operating insurance companies. Investor Information for ratings of individual insurance companies.