Smart Sight Universal Life Plan

On the last day of the 8^th Policy Year and while your Policy is in force, the Account Value will be no less than an amount calculated at a Minimum Crediting Interest Rate of 2.5% per annum for the first 8 Policy Years²

Receive additional benefits through non-guaranteed Time Boost Bonus³ on the 8^th Policy Anniversary

2 annuity options⁴ are offered, providing a steady stream of income up to Age⁵ 105

Unlimited change of Insured allows continuity of the Policy, enabling you to pass on your wealth to your next generation

Remarks

1. Smart Sight Universal Life Plan will be offered for a limited period only and is subject to a quota limit. Both the offering period and the quota limit are determined by the Company and subject to change from time to time. The Company reserves the right to withdraw offering Smart Sight Universal Life Plan without prior notice, regardless of whether or not we have received Applications for Smart Sight Universal Life Plan. If we decide to withdraw offering Smart Sight Universal Life Plan after receiving your Application, we will refund to you the total Premiums paid and levy (if any) for Smart Sight Universal Life Plan without any interest.
2. If your Policy is terminated within the first 8 Policy Years, the Minimum Crediting Interest Rate will not apply.
3. Crediting Interest rate and Time Boost Bonus rate are not guaranteed and are determined by the Company from time to time. Time Boost Bonus is equal to the Time Boost Bonus rate multiplied by the Total Basic Premiums Paid less total amount of Cash Withdrawal (if any). Time Boost Bonus is not guaranteed. Please refer to the benefit illustration of your Policy for the current forecast Crediting Interest rate and Time Boost Bonus rate applicable at Policy application.
4. Once an annuity option is elected by you and approved by us, it is irrevocable.
5. In this product brochure, “Age” refers to the age at the nearest birthday.