- Businesses
- Individuals & Families
- Partnerships
Enabling businesses across a wide range of industries to operate and grow with confidence.
Protecting all that makes your house, your home.
Build your business by providing the protection your customers need – it’s insurance for the new possible.
Accident & Health Insurance
Products & Services
This package offers financial support for employees injured by an accident, including disability, broken limbs and burns, and covers the cost of hiring a temporary replacement.
Our policy protects your team when they’re travelling for work – with cover for medical and security emergency support in foreign countries, repatriation and loss of belongings.
Accident & Health cover for employees
Our accident and health insurance protects your company’s most important asset – your people. We can support them 24/7 if they have an accident while working, travelling for work, or at home. We’ll support the wellbeing of your staff during their recovery and help make sure your business doesn’t suffer by covering costs for replacement staff.
Risks we insure
An employee is paralysed in a car accident while commuting between business locations
After suffering a work injury, an employee needs surgery, rehab services and counselling before they can return to work
An employee has their laptop stolen while away on business, preventing them from doing their job and raising security concerns about sensitive company data
Following a flight cancellation, your project team is unable to complete their business trip and finish an important project
A worker falls off a ladder at a job site, leaving them out of work for months with two broken legs
A travelling employee has a heart attack in a foreign country, requiring immediate treatment there as well as support to get them home
An employee is stuck abroad on a business trip and needs urgent support following a major incident of political unrest in the country they are visiting
FAQs
These insurance policies are similar in that they take care of your employees, but they provide coverage for different kinds of incident. Health insurance commonly gives cover for employees when they are sick or injured. This type of insurance is often standard for businesses to give employees. Accident insurance is typically a lump sum to support life-changing injuries.
Every company has duty of care to its employees, whether while at work, travelling for work, or at home. Any disruption of your workforce can have serious consequences for your business. We’ll provide immediate financial and wellbeing support should any of your employees need help beyond the original claim.
We’re proud of our dedicated in-house claims team and global network of trusted third-party specialists. Additionally, all policyholders benefit from the Chubb Travel Smart app, designed to enable immediate access to specialist support at the touch of a button. Find out more
Insights and expertise
