Motor

Most insurers settle total loss and theft claims based on the market value of a vehicle at the time of loss. Chubb provides "agreed value" cover, so the value of your car is locked in for the entire policy term. If you need to make a claim to replace your vehicle, you'll receive 100% of the value we agreed whether it's Day 1 or Day 365 of the policy.

If your repairer doesn't provide a courtesy car, or the one they provide is unsatisfactory to you, we provide up to €6,000 for you to rent a car of a similar specification to your own.

Most other insurers only provide third party cover when you borrow another vehicle. With Chubb, you and other named drivers enjoy fully comprehensive cover on any vehicle you rent or borrow, and anyone driving your insured car is fully covered.

Most insurers stipulate where your vehicle should be repaired. Chubb allows you to select the most suitable garage or dealer, or we can help you select one from our approved repairer network and we'll guarantee you original manufacturer's parts.

We won't increase your premium or count a loss against you when the loss isn't your fault, for instance, due to vandalism or if your car is hit when parked - even if we can't make a full recovery against the party at fault.

We'll cover your stereo for the full replacement cost, whereas most insurers will limit a loss payment to €250.

If parts, such as tyres, are part-worn prior to an accident, most insurers ask you to contribute to their replacement. However, Chubb will replace parts without cost to you.

We provide Europe Wide breakdown cover for you and your family when driving any car.

We provide €150,000 for solicitor's fees when pursuing a claim for personal injury or uninsured losses.

After an accident we will replace the seats, even if there's no visible sign of damage.