If you’d like to keep your important papers and small valuables away from burglars, fire or natural causes (i.e. flood), here are four questions you can ask yourself to determine whether you should store them in a bank safety deposit box, an in-home safe, or both.
If items are not replaceable or very valuable, such as expensive jewellery or special documents, you’ll want to keep them in a bank safe. If they are not as valuable or can be easily replaced, an in-home safe is probably good enough.
If you only use items, such as fine jewellery, on special occasions, a bank safe may work well, but if you use them nearly every day or at least once a week, a bank safe would be inconvenient and a good in-home safe may be a better idea.
Chubb’s Masterpiece can cover your valuables such as jewellery, watches, fine art, wine and spirits, bicycles, and antiques for their true value, instead of up to a standard limit. Protect the things that are special to you with Masterpiece.
If you’re planning to be away from home for an extended period of time, be sure to put all of your valuables in a bank safe. If you’re gone for a weekend or a couple days, you probably don’t need to go to that length, and an in-home safe will work fine.
If you use an in-home safe, make sure it has a drill torch and fire resistant rating of 30 minutes or more, is too heavy for a burglar to carry or is bolted to the floor or home structure. If your safe doesn’t meet these requirements, you may want to keep your valuables in the bank safe instead.
If you need advice about where to store your specific valuables or would like to find out more on how you can protect your valuable possessions, leave your contact details via the 'Contact Me' button below and our representatives will get in touch with you.
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