Work from Home Insurance

The traditional work environment has fragmented into different types of work spaces, with employees now digitally connected by video and teleconferencing applications.

Working from home can result in feelings of isolation due to social separation and changes in work demands may lead to fatigue. Employees are also exposed to inconsistent workstation ergonomics, home hazards such as stairs and unkept toys.

Even after the COVID-19 pandemic has passed, working from home may remain a part of every employee’s work week and expectations.

• A payment for the mental health / psychological counselling expenses of employees diagnosed with stress disorders caused or contributed to by, working from home arrangements.
• A payment for employees to cover any surgery costs required as a result of a postural or ergonomic injury caused by poor home workspace design or conditions.
• A payment for an Occupational Therapist consultation to address diagnosis for postural or ergonomic stress or strain and to cover the cost of any recommended equipment.
• A payment to employees or their estate to cover expenses as a result of an Accidental Death or Permanent Disability due to an accident at home. Includes a daily benefit up to 14 days for any extended leave required following a serious injury at home.
• A payment for employees for serious burns received as a result of cooking while working from home.
• A payment if an employee needs or chooses to take their work outside and suffers an Accidental Death or Permanent Disability. Includes a daily benefit up to 14 days for any extended leave required following a serious injury.