Whether you need coverage for residential, commercial, hospitality, warehousing, retail or healthcare facilities, our broad-based pollution coverage provides the protection to fit your operation’s needs.
Commercial property owners, operators and managers can receive broad-based pollution coverage through Chubb’s Premises Pollution Liability Portfolio (PPL Port) policy for various facility operations.
Coverage Highlights
Coverage
Broad liability insuring agreement not specifically tied to covered locations
Coverage for owned, operated, leased or maintained properties on a blanket basis
Covered operations liability and emergency response costs coverages provided in coverage form
Industry-specific endorsements to provide unique coverage for Healthcare and Multinational businesses
Coverage for domestic and U.S.-based multinational companies
Admitted local policies outside of the U.S. can be placed in many jurisdictions as part of a master U.S. program
Claims-Made and Reported coverage form
Sudden and accidental and non-sudden/gradual pollution events
Broad definition of pollution conditions, including illicit abandonment and medical, redbag, infectious and pathological wastes
Indoor Environmental Conditions coverage, including fungi and legionella pneumophila
Third-party Property Damage coverage including Natural Resource Damages
Transportation coverage
Non-owned Disposal Site coverage
Business Interruption and Delay Expense coverage
Catastrophe Management Costs coverage
Products Pollution coverage may be available by endorsement
Benefits
Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)
Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals
Environmental Incident Alert℠ -- our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases.
Experienced underwriting specialists across the U.S. and specialized claims expertise
Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
Thought leadership that addresses the complexities of domestic and global environmental regulations and compliance
Valued long term relationships
Minimums & Limits
Minimum self-insured retention: $10,000
Minimum premium: $10,000
Capacity available up to $25 million per/aggregate limit, inclusive of legal defense costs; sublimits may apply to certain coverages and classes of business
Policy Terms
Annual or multiyear policy terms available
Target Segments
Agriculture
Commercial
Healthcare
Hospitality
Mergers & Acquisitions
Mixed Use/Residential
Real Estate
Recreation
Research & Development
Retail
Warehousing & Distribution
Restricted Industries
Disposal, recycling and waste treatment operations
Mining and reclamation operations
Livestock ranching, fowl hatcheries and packing plants
Oil refining, pipeline and distribution operations