Select Risk offers individualized account General Liability programs for companies with challenging exposures. Our preferred client has harder to place product and/or premises exposures that present a high severity/low frequency claim potential.
Benefits
- Available for qualified risks on an admitted basis in all 50 states
- Experienced and responsive regionally deployed underwriting specialists with underwriting authority and flexibility for responsive tailored programs
- Dedicated claims expertise
- Strong financials to protect your liability exposures
Coverage
Primary General Liability
- For qualified risks on an admitted basis in all 50 states and D.C.
- Non-admitted coverage available for insureds with unique risks
- Occurrence or claims made basis
- ISO policy forms
- Stand Alone Products Coverage available
- Limits up to $1 million occurrence/$2 million aggregate
- Deductibles from $5K to $50K (self-insured retention options available)
Target Clients & Restricted Classes
Target Client
U.S.-based companies of all revenue sizes, including:
- Product manufacturers of all types, from light to heavy industrial
- Wholesale trade & distribution of commercial and industrial products
- Premises and service/operational risks with low frequency, high claim severity exposure
- Insureds with historically limited options in standard market
- Insureds with unique attributes that require underwriting, coverage and pricing flexibility (admitted and non-admitted coverage available)
- Insureds with a variety of dissimilar operations and compressed time schedules (Private Equity Groups)
Restricted Classes
- Pharmaceutical manufacturers
- Invasive medical products manufacturers (defined as implanted in the body for more than 15 days)
- Tobacco products manufacturers
- Building materials
- Child safety products and toys
- Biocides, fertilizers, herbicides, insectisides and pesticides