- Individuals & Families
- Businesses
- Agents & Brokers
- Embedded Insurance
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Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
Because pets are family, Chubb now offers pet insurance with top-rated coverage from Healthy Paws.
Chubb offers the insurance protection you need for travel’s many “what ifs”.
Chubb protects small businesses at every stage – from newly formed start-ups to long-time anchors of the community.
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Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Chubb’s in-house technology makes it easy to integrate what we do into your customer experience.
Who we serve
- Pet trainers
- Pet food companies
- Pet supply companies
- Pet stores
- Pet sitters
- Pet boarding
- Groomers (mobile and non-mobile)
- Pet day care providers
- Pet crematories and cemeteries
- Veterinary professionals
Business Owner's Policy
- Loss or damage to perishable property, like pet food, resulting from a change in a temperature-controlled environment, such as a refrigerator
- Loss or damage to property or loss of business income due to contamination
- Costs to dispose of animals that die from a covered loss
- Cost of an emergency evacuation of animals on the premises
- Costs associated with a product recall or expenses incurred to replace goods that are unfit or dangerous
- A reward offered by your business for information that leads to a felony conviction of the person who stole or damaged your property
Optional Coverages
- Animal bailee – Provides coverage for the insured’s liability for injuries or damages sustained by an animal in the pet care operation’s care, custody, or control.
- Tools & equipment – Provides mobile businesses with a blanket limit of insurance for veterinary medical equipment, pet care tools, and other equipment. Includes the cost to repair equipment or replace lost income and other expenses.
- Kennel cough – Provides coverage for disinfecting the facility, veterinary expenses (if needed), and reputation management, should you suspect that a kennel cough infection spread within your pet care facility.
- Pet care errors & omissions – Protects pet care facilities, professionals, and workers against claims of inadequate work or professional negligence.
- Veterinary professionals – Includes interns, leased employees, temporary employees, and volunteers.
- Off-premises & mobile equipment breakdown – Covers equipment that breaks down off premises or in a vehicle used for business.
- Expenses for courts & veterinary boards – Covers fines, penalties, and expenses for defense of an insured before courts or veterinary boards.
Additional Products
Pet care professionals can access a total account solution to take care of their insurance needs. Consider these coverages for your insurance program.
What would happen to your pet business if it were faced with a situation like these?
Here are some common scenarios.
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Urgent care
During a routine dog grooming appointment, one of the groomers accidently cut Rusty’s nails too short, resulting in an infection and an expensive vet visit. The pet groomer’s professional liability insurance helped to pay for the client’s urgent care expenses.
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Slippery business
While on his way to dropping off his German Shephard at Happy Dawgs pet day care, Owen slipped and fell on a patch of ice outside the front door of the business. Owen was injured and sued the Happy Dawgs for damages. The pet daycare business had Chubb general liability insurance, which paid for the cost of the lawsuit, including settlement amounts and attorney’s fees.
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Fire alarm
When a fire burned down her pet boutique, Amy was at risk of losing months of revenue while still having to meet payroll obligations. Her Chubb business interruption policy was able to help her pay herself and her employees until the store was rebuilt and up and running again.
Pet care professionals
- Medical expenses for employee injuries
- Infectious diseases or kennel cough for pets
- Property damage caused by clients or their pets
- Attorney’s fees and costs if you are sued by a client for a covered event
- Indemnity for claim settlements
Why do pet businesses need insurance?
Whether you’re operating a grooming business, pet daycare, training facility, or a pet cemetery, pet business insurance provides peace of mind and can:
- Protect your business from covered client lawsuits
- Protect you from covered employee lawsuits
- Support you if you experience covered property damage
- Meet your legal or contractual requirements
*Source: Pet Industry Market Trends 2022.
**Available through your independent insurance agent or broker.
***Scores are for paid claims, personal and commercial lines, combined; surveys conducted by Chubb averaged over a 5-year period (2017-2021).