Wildfire

5 ways to make your home more resistant to wildfire

forest wildfire

According to the National Fire Protection Association, there are three main ways your home can be threatened by wildfire: direct exposure to flames, radiated heat, and airborne firebrands such as embers, or burning pieces of airborne wood or vegetation. Embers are especially dangerous, as they can be carried on the wind for more than a mile and can cause spot fires and ignite homes, debris, and other objects.

 

Whether you’re building a new home or renovating an existing one, incorporating fire-resistive materials can help protect your home from wildfires and enable it to act as a fire break, potentially reducing the size of the fire and helping firefighters get it under control more easily.

1. Roofing material

Instead of installing wood shingles or shakes, which provide fuel for burning embers, install Class A, fire-rated roofing material, such as standing seam metal, concrete tile, slate, or composite roofing. Burning embers may simply roll off your roof before they have time to catch fire. A steep pitched roof is also more fire resistant than a flat roof.

2. Exterior walls

Using non-flammable siding, such as brick or stone veneer, stucco, or fiber-cement siding, you can help prevent fires from spreading from the ground level up the exterior walls and to the roofline.

firefighting a forest fire with white smoke

3. Decks

Instead of building a traditional untreated wood deck, consider using composite materials, concrete products and terraces, which will help prevent fires from moving quickly.

4. Windows

Before a window is touched by flames, the intense heat of a wildfire can cause the glass to break. To help protect your home, install double-paned or dual-paned windows, which will take the fire twice as long to break and will be more energy efficient. Steel framing also offers better protection than wood or aluminum.

 

fire rages above colorado springs

5. Vents and eaves

To keep embers and flaming material out of your home, cover all critical entry points – soffit vents, gable end vents, and dryer vents – with 1/8-inch wire mesh. Box in open eaves with fire-resistant materials too.

 

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.
wildfire
Wildfire
What to do when a wildfire approaches
If you have time to take action and the fires are far enough away that they are not threatening your safety, here are some things you can do to assist firefighters and minimize the damage to your home.
smoke plume from forest
Wildfire
How to prepare for a wildfire
With a record number of wildfires, acres burned, and homes destroyed in recent years, we’ve put together some proactive steps you can take to keep your family and home safe.
wildfire painting
Wildfire
Protecting your art and other valuables from wildfire damage
With wildfire seasons getting longer very year, you’ll want to take steps to protect your home, art and other collectibles.
view from space of hurricane
Earthquake
Catastrophe Vocabulary: Understanding the language of severe weather
To properly plan and prepare for extreme weather conditions it’s important to understand the language used in weather forecasting and reporting.
brush fire approaching homes
Wildfire
Protect your home from wildfires with ember-resistant vents
The right vents can help keep your home safe during wildfire season.
wildfire behind the houses
Wildfire
Post-wildfire home inspection guide
The smoke is beginning to clear, and authorities have told you that it’s safe for you to return home. But, before you dig in and start cleaning up, here are a few of the dangers that could still be lurking around and what you can do to protect yourself and those you love.

Find an Agent

Speak to an independent agent about your insurance needs.

This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.