Five reasons why you should insure your jewellery
Insurance may cover lost diamonds under your home insurance policy. Confirm the specifics with your insurance broker.
Your jewellery is more than just something you wear. These priceless pieces evoke memories of a special time in your life.
Whether it’s your engagement ring or a necklace passed down from your grandmother, your precious jewellery is often tied to memories of a special time and place in your life. Chubb’s extensive jewellery coverage included in our home and contents insurance policy can help cover the special pieces you’ve acquired over the years.
*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.
Chubb jewellery cover is included in our home insurance policy and is designed to cater to a wide range of individuals and situations. This insurance is particularly beneficial for:
Please note that Chubb jewellery cover can be tailored to meet the specific needs of various individuals and situations. Contact your insurance broker to discuss how our coverage can benefit you and ensure your cherished jewellery is insured.
Chubb Masterpiece policy offers comprehensive coverage for a wide range of risks and perils that may affect your specified valuable jewellery. Our coverage includes:
Loss or damage
Our insurance covers against accidental loss or damage to your specified jewellery, ensuring that you are financially covered in the event of unexpected incidents.
Theft and burglary
Our insurance provides coverage for theft or burglary, ensuring that you have financial assistance in the unfortunate event of such incidents affecting your valuable items.
Worldwide coverage
Whether you're at home or travelling abroad, our insurance extends coverage worldwide, ensuring that your jewellery is insured no matter where you go.
Replacement cost
In the event of loss or damage, our coverage takes into consideration the replacement cost of your jewellery, providing financial reimbursement to restore your collection.
*These benefits may not be included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.
*Additional coverage options
Chubb offers optional coverage enhancements, such as coverage for newly acquired jewellery and higher limits for specific items, allowing you to customise yoru policy to fit your unique needs.
Please note that Chubb home and contents insurance has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the policy wordings and product disclosure statements.
Some of the primary exclusions include loss to jewellery caused by:
Insurance may cover lost diamonds under your home insurance policy. Confirm the specifics with your insurance broker.
If you lose expensive jewellery, immediately report it to the police and contact your insurance broker.
Diamonds may depreciate due to market supply and demand, economic forces, lower resale avenues, and absence of retail markups.
We determine the value of jewellery based on professional appraisals or purchase receipts.
Yes, there may be an opportunity for you to choose a preferred jeweller for repairs or replacements under our policy.
To make a claim, promptly contact your insurance broker with your policy details and incident report.
Our policy extends to jewellery when travelling subject to the terms and conditions of the Product Disclosure Statement.
Yes, new jewellery items can be added to your policy. Contact your insurance broker to assist.
Depending on the type of policy and under which section of the policy the jewellery is covered, there may be a deductible for jewellery claims. Check your policy or speak with your insurance broker for specifics.
Not all home & contents policies cover accidental losses to jewellery, although this is covered with Chubb.
Having a home security system could qualify you for a premium discount. Please contact your insurance broker for details.
After a sudden fire destroyed Gretchen and Brian’s home, Chubb made sure their family could pick up where they left off.
Chubb's premium Masterpiece insurance policy is tailored to cover your cherished jewellery pieces. Here are some key advantages of choosing Chubb for your jewellery insurance:
Global reputation
As a leader in global insurance, Chubb brings unmatched expertise and financial strength to provide comprehensive coverage for your precious jewellery.
Extensive coverage
Our jewellery coverage offers individualised options to meet your unique needs. Whether you have a single valuable piece or an entire collection, we can tailor a policy that suits you.
Worldwide coverage
With Chubb home insurance, your coverage extends worldwide, ensuring that your jewellery is insured no matter where you travel or reside (subject to the terms and conditions of the Product Disclosure Statement).
Flexible coverage options
We offer flexible coverage options, including blanket coverage for your collection or itemised coverage for individual pieces. You have the freedom to choose the level of coverage that suits your requirements.
Optional benefits
Chubb provides optional benefits such as cash settlement for irreparably damaged items, automatic coverage for newly acquired jewellery, and paying market value in certain cases, giving you added peace of mind.*
High-quality service
At Chubb, we are committed to delivering exceptional service. Our experienced professionals are dedicated to assisting you throughout the claims process and ensuring a seamless experience.
*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.
Stay informed and take proactive steps to cover your valuable jewellery with the help of our insightful blog posts and resources. Learn more about Chubb’s Masterpiece policy and the coverage options available for your precious possessions.
Five reasons why you should insure your jewellery
Tips for traveling with jewellery and watches
Tips for jewellery appraisals
Ready to learn more about our Chubb Masterpiece Home and Contents Insurance?
Contact us on 1800 958 233 or complete this short form and one of our Customer Service Representatives will contact you.