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Valuable Articles Coverage

Insure your artwork, jewellery and watches, wine and spirits, and other collectibles.

close up of diamonds

Special collections and rare finds


Your engagement ring evokes memories of a special time and place in your life. Your collections of fine art, jewellery, or wine reflect your travels, your adventures, and your life. These priceless pieces evoke memories of a special time in your life.

We understand that a sentimental loss is hard to replace.  We go out of our way to make the claim process easy for you if something happens to you or your valued possessions. As part of your Masterpiece policy, the Valuable Articles Coverage (VAC) ensures that an emotional loss is not compounded by a financial one. 

Typical homeowner policies are designed primarily to cover your home, personal liability, and the contents of your house. However, limits for valuables such as jewellery and art under most policies can be surprisingly low and you may have out-of-pocket expenses if high value possessions are lost.

With a Chubb VAC extension on your Masterpiece policy, you can increase the coverage for the special possessions that matter to you.

What's covered?

As a leader in the market when it comes to providing insurance to high-net-worth Australians, Chubb is in a unique position to offer you a level of service that will ensure you have the right cover. Learn more about what is covered under a Masterpiece Home & Contents policy.

 

 

diamond engagement ring

Jewellery cover

If you are travel frequently, our worldwide coverage ensures that your jewellery is covered against loss, damage, or theft, allowing you that extra comfort when you're away.

paintings

Fine arts cover

Your policy can be tailored to include coverage for one-of-a-kind pieces like antique furniture, old master paintings or contemporary art.

private wine cellar

Wine cover

Your wine collection is more than just bottles; it's an expression of your taste, a celebration of the arts, and an investment that deserves the highest level of insurance.

coin collection

Valuable Collections

Whether it’s stamps, coins, sports memorabilia, or other valuable collections, we can help cover valuables, big and small.

Highlights
Highlights

We understand the years you've invested to grow your collection. With experience insuring some of the world's largest and finest collections, we can help cover the collections you cherish most as part of one of our Masterpiece insurance policy.

Individualised coverage

We offer flexible, worldwide coverage options to meet your unique needs. Cover an entire collection, itemise your individual pieces, or do both. The choice is yours.

Optional cash settlement

In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash up to the sum insured rather than replacing it if it suits you better.

Agreed value feature

We’ll work with you upfront to determine the value of your items. Then, for covered total losses, we’ll make sure you’ll get 100% of the agreed value as a cash settlement.

Coverage

Chubb insurance offers comprehensive coverage for a wide range of risks and perils that may affect your valuable collections. Our coverage includes:

Chubb valuables cover exclusions:

Some of the primary exclusions include loss to valuable pieces caused by:

  • An intentional act by someone covered under the policy, such as stealing, theft, or other misappropriation.
  • Certain events including acts of war, nuclear & chemical hazards.
  • Wear & tear, gradual deterioration, rust, and corrosion.

Please refer to the relevant policy wordings and product disclosure statements for the complete list of exclusions for each product.

What our clients say

We believe that our greatest measure of success is our customer satisfaction and feedback. As a company focused on customer service, we strive to improve our service with every claim.

Scott K.

"They gave me a tremendous amount of confidence, and I was very grateful for their timely response."

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Ready to find out more?

 

Learn more about our Chubb Masterpiece Home and Contents Insurance.

Contact us on 1800 958 233 or complete this short form and one of our Customer Service Representatives will contact you.