Chubb's Masterpiece policy can provide cover for your personal valuables. Whether it’s stamps, coins, sports memorabilia, or other valuable collections, we can help cover valuables, big and small.
We understand the years you've invested to grow your collection. With experience insuring some of the world's largest and finest collections, we can help cover the collections you cherish most as part of our home insurance policy.
Individualised coverage
We offer flexible, worldwide coverage options to meet your unique needs. Cover an entire collection with blanket coverage, itemise your individual pieces, or do both. It’s up to you.
Optional cash settlement*
In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash up to the sum insured rather than replacing it if it suits you better.
Agreed value feature*
We’ll work with you upfront to determine the value of your items. Then, for covered total losses, we’ll make sure you’ll get 100% of the agreed value as a cash settlement.
*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you. Please refer to the product disclosure statement for all policy terms, conditions, and exclusions.
Who Is Collections Cover Designed For?
Chubb's valuable articles coverage is included in our home insurance policy and is designed for individuals who have invested time and resources into curating their unique collections. The insurance is particularly beneficial for those who have:
Stamp collections, which may include valuable or rare stamps.
Coin collections, from antique coins to commemorative ones.
Sports memorabilia collections, including signed jerseys, cards, and equipment.
Other types of collections, big or small, that hold emotional or financial value.
Whether you are a seasoned collector with a large, diverse collection or a hobbyist with a smaller but valued set of items, we understand the passion, time, and dedication you've put into your collection. We are committed to helping safeguard the items you cherish most.
Coverage
Chubb insurance offers comprehensive coverage for a wide range of risks and perils that may affect your valuable collections. Our coverage includes:
Loss or damage:
Our insurance protects against accidental loss or damage to your collections, ensuring that you are financially covered in the event of unexpected incidents.
Worldwide coverage:
Whether you're at home or travelling abroad, our insurance extends coverage worldwide, ensuring that your collections are insured no matter where you go.
Additional coverage options:* Chubb offers optional coverage enhancements, such as coverage for newly acquired pieces and higher limits for specific items, allowing you to customise your policy to fit your unique needs.
Theft and burglary:
Chubb's home insurance policy provides coverage for theft or burglary, ensuring that you have financial assistance in the unfortunate event of such incidents affecting your valuable items.
Replacement cost: In the event of loss or damage, our coverage takes into consideration the replacement cost of your collections, providing financial reimbursement to restore your collection.
*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.
Chubb valuables cover exclusions:
Some of the primary exclusions include loss to valuable pieces caused by:
An intentional act by someone covered under the policy, such as stealing, theft, or other misappropriation.
Certain events including acts of war, nuclear & chemical hazards.
Wear & tear, gradual deterioration, rust, and corrosion.
Please refer to the relevant policy wordings and product disclosure statements for the complete list of exclusions for each product.
What our clients say
We believe that our greatest measure of success is our customer satisfaction and feedback. As a company focused on customer service, we strive to improve our service with every claim.
Rami B.
When Rami’s family home was robbed, Chubb looked beyond the financial value to understand the sentimentality of what was stolen.
Chubb understands that your insurance needs go beyond just your home and contents. That's why our home insurance policy include coverage for your most valued assets including jewellery, fine arts, wine & spirits and unique collections among other things. Whether you're an individual or a family, we have something for you. Explore our coverages below to learn more about how we can help you insure what matters most.
Chubb offers a premium home insurance policy tailored to cover your cherished collectibles. Here are some key advantages of choosing Chubb:
Global reputation As a world leader in insurance, Chubb brings unmatched expertise and financial strength to provide comprehensive coverage for your precious collections.
Extensive coverage Our collections insurance offers individualised coverage options to meet your unique needs. Whether you have a single valuable piece or an entire collection, we can tailor a policy that suits you. Worldwide protection With Chubb collections Insurance, your coverage extends worldwide, ensuring that your collectibles are insured no matter where you travel or reside. Flexible coverage options We offer flexible coverage options, including blanket coverage for your collection or itemised coverage for individual pieces. You have the freedom to choose the level of coverage that suits your requirements. Optional benefits Chubb provides optional benefits such as cash settlement for irreparably damaged items, automatic coverage for newly acquired pieces, and paying market value in certain cases, giving you added peace of mind.* High-quality service At Chubb, we are committed to delivering exceptional service. Our experienced professionals are dedicated to assisting you throughout the claims process and ensuring a seamless experience.
*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.
FAQs
FAQs
Chubb covers a wide range of valuable collections including fine art, antiques, jewellery, wine, coins, stamps and memorabilia. Contact your broker to see if your collection qualifies.
The value is generally determined by professional appraisals, purchase receipts, or valuations for insurance purposes.
Chubb can insure multiple collections under one Masterpiece policy, offering flexibility and cost savings. Chubb can tailor a comprehensive insurance solution to meet your needs. Consolidating your collections under one policy can simplify the insurance process and provide cost savings.
Chubb may have specific security requirements for high-value collections to minimize theft or damage. Chubb’s team will work with you to assess your existing security measures and suggest any enhancements that may be necessary. This may include secure storage, alarms, and security cameras.
In the unfortunate event of loss or damage to your collection, Chubb's dedicated claims team is available to assist you throughout the process. When filing a claim, you will need to provide detailed documentation, such as proof of ownership, appraisal documents, purchase receipts, and any other relevant information. Chubb's claims experts will guide you through the process, evaluate the loss, and work diligently to provide a fair and efficient resolution.
Please note that Chubb’s valuables article coverage contained in our home insurance policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the policy wordings and product disclosure statements. Contact your insurance broker to explore the coverage options.
To get a quote, please contact us on 1800 958 233, or complete this short form and one of our Australian Customer Service Representatives will contact you.
