Practical tips for managing top SME risks

Make sure to find the right system for your business to help prevent or limit the destruction caused by fires.

During emergencies, this will help the fire department, especially if protective equipment is necessary, to fight a fire. The plan should include (but not limited to):
 

• floor plans
• information on all relevant systems, including electrical, gas, and fire alarm systems
• a list of hazardous materials in the building
• key contact information

Learn more: How to create a fire prevention plan

You need to be familiar with the times of year floods might occur and the drainage systems within your facility.

such as
 

• storing critical records as well as key equipment and inventory in higher locations
• installing protective walls, waterproof closures, and backup systems
• install check valves where utility and sewer lines enter the building

that have clearly defined responsibilities and levels of authority. Work with them to communicate, protect and train other staff.

Learn more: How to develop a flood emergency response plan

Inspect all appliances that use water, including those in bathrooms, kitchens, and all water supply lines.

Train all security, facilities, and property management staff, and conduct refresher courses each year.

Having a water damage response kit on-hand and storing them in a convenient location (e.g., security or mechanical rooms) will allow for a quick response in case of an accidental water incident.

Learn more: What businesses should know about water damage

Speak to your staff, inspect the premises, and review records such as incident and injury reports.

These may sound a lot like common sense, but every staff should know their roles in helping maintain a clean, organized and safe workplace.
 

• Ensure floors are free of spills, debris, obstacles, unexpected or irregular steps/surfaces
• Keep all areas well lit
• Properly cover all cables and wires
• Wear comfortable, properly fitted shoes

Assign specific responsibilities to individuals or teams. Train workers in safety protocols and provide safety equipment for workers whose jobs entail significant fall risks.

Learn more: Slipping hazards lurking in your premise.