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What to do if you live in a flood-prone area

06/2022
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As a country with frequent rainfalls, different parts of Malaysia have experienced flash floods and water overflows that cause various inconveniences or even tragic incidents.

If you are staying in a flood-prone area, here are some necessary precautionary tips for you to ensure your safety and wellbeing during the wet season:
 

  • Prepare waterproof containers for valuables and necessary documents.
  • Arrange an alternative accommodation on the higher ground if you are staying at low lying areas.
  • Empty the fridge and cupboards, leave the doors slightly open when evacuating.
  • Relocate electrical appliances to higher ground.
  • Disconnect electrical appliances which cannot be moved.

 

Flood recovery guide

  1. Contact your insurer or insurance provider as soon as possible to report losses due to flood damage.

  2. Arrange an alternative accommodation and if necessary, begin the process of restoring your home.

  3. Remove the muds and other debris, check your gas and electricity. Remove any damaged fixtures/fitting and furniture. Never touch a downed electrical wire. Call the power company immediately.

  4. Practice good personal hygiene and wash your hands often. Wear waterproof boots and gloves to keep the flood water from touching your skin.

  5. Food safety: Do not take any food that might have been in contact with flood water.

  6. Water safety: Do not use the tap water directly for drinking, cooking or bathing after the flood. Boil the water and add water purifying tablets.

 

Source: www.starproperty.my - What to do if you live in a flood-prone area?

 

Having the right home and content insurance cover can really help to lighten your financial burden in the event of unforeseen circumstances, such as flood.

If you are still wondering which insurance to get for your home, why not consider Simply Home? A customizable insurance solution that covers home structures and its contents against unexpected loss or damage, Simply Home is an insurance crafted with Malaysians’ needs in mind!

Find out more about Simply Home now >

 

The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS brochure or contact Chubb Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)

 

 This content is brought to you by Chubb Insurance Malaysia Berhad, Registration No. 197001000564 (9827-A) (“Chubb”) as a convenience to readers and is not intended to constitute advice or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Chubb does not take into account your personal objectives, financial situation or needs and any insurance cover referred to is subject to the terms, conditions and exclusions set out in the relevant policy wording. Please obtain and read carefully the relevant insurance policy before deciding to acquire any insurance product. A policy wording can be obtained at www.chubb.com/my, through your broker or by contacting any of the Chubb offices or Chubb agents. Chubb makes no warranty or guarantee about the accuracy, completeness, or adequacy of this content. It is the responsibility of the reader to evaluate the quality and accuracy of material herein.

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