As local community banks diversify their services to improve profitability and gain customers, their exposure to lawsuits also expands. In today’s perilous legal environment, community banks have special liability needs that may not be covered by their general liability insurance policy. Community banks wishing to insure against such diverse risks in the past had to purchase several different policies and hope there would be no gaps in coverage. Chubb’s integrated policy addresses your most vulnerable exposures in one straightforward package.