Providing liability coverage and customized risk management solutions to meet the needs of an ever expanding array of healthcare facilities, ranging from teaching to diagnostic to treatment to procurement to rehabilitation facilities.
Specialized providers of healthcare, such as home healthcare agencies, hospice facilities, imaging centers, dialysis centers, pharmacies and others require specialized insurance. Chubb provides customized risk management solutions and liability insurance products and services designed to manage these facilities broad spectrum of exposures.
Coverage Highlights
Benefits
- Experienced staff which specializes in the healthcare industry
- Competitive coverage terms and services
Minimums
- Minimum premium varies by characteristics of the account
Limits
- Up to $1 million each claim; $3 million aggregate for primary coverage
- Separate limits may be available for additional premium for the primary healthcare professional liability coverage and general liability coverage
- Up to $15 million each claim and aggregate for excess coverage
(Not available on all accounts. Limits available are based upon our underwriting guidelines and account characteristics.)
Outpatient Medical Facilities Classes of Business
- Home Healthcare Agencies
- Hospice Facilities
- Staffing/Nurse Registries
- Lithotripsy Centers
- Student Health Center
- Dialysis Centers
- Imaging Facilities
- Physical, Occupational or Speech Therapy Centers
- County Health Departments
- Medical Schools including Physician, Dental, Allied Health
- Ambulatory Surgery Centers
- Community Health Center
- Rehabilitation Centers
- Mental Health Centers
- Clinic
- Laboratories
- Pharmacies
- Cancer Treatment Facilities
- Optical Establishments
- Durable Medical Equipment
- Blood Banks
- Blood/ Tissue/Organ Procurement
- Non-Emergency Transport
- Weight Loss Center
- Health & Wellness Center
- Correctional Health Care
- Stem Cell Therapy
- Telemedicine
- Genetic/DNA/Forensic Testing
- Sleep Disorder and Apnea Clinics
- Humanitarian Medical Relief Organizations
Forms/Applications
Home Healthcare Agencies, Hospice Facilities, Staffing/Nurse Registries
- Application: To be used when the annual professional and general liability premium is likely to be less than $50,000 and the applicant is located in the following states: AK, AL, AZ, DE, FL, GA, HI, ID, KY, MT, NC, NH, NV, OR, PA, SD, VA, WV, or WY
- Application: To be used when the annual professional and general liability premium is likely to be less than $50,000 and the applicant is located in KS
- Application: To be used when the annual professional and general liability premium is likely to be less than $50,000 and the applicant is located in ME
- Application: To be used when the annual professional and general liability premium is likely to be less than $50,000 and the applicant is located in the following states: AR, CA, CO, CT, DC, IA, IL, IN, LA, MA, MD, MI, MN, MO, MS, ND, NE, NJ, NM, NY, OH, OK, RI, SC, TN, TX, UT, VT, WA or WI
- Application: To be used when the annual professional and general liability premium is likely to be greater than $50,000
Outpatient Medical Facilities
Application for all Outpatient Facilities
For the following risks, please also complete the applicable supplemental application(s):
- Ambulatory Surgery Centers
- Imaging and Therapeutic Radiology
- Dialysis
- Durable Medical Equipment
- Pharmacy Compounding
- Laboratories
- Virtual Health
- Medical School
- Notice – Potential Illinois Insureds: This notice pertains to potential Illinois insureds and provides information about the Religious Freedom Protection and Civil Union Act. It should be included in all application materials in order to inform potential Illinois insureds about the Act.