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Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
Chubb ranked #1 for Homeowners Insurance Customer Satisfaction.
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Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Many digital-savvy consumers look for it as a core or add-on option.
Chubb’s in-house technology makes it easy to integrate what we do into your customer experience.
Protection for Community Association Leaders℠
Product Overview
- First insurance policy specifically written for community associations (condominiums, cooperatives, homeowners, property owners, commercial communities, and interval or timeshare communities) and property managers.
- Broad coverage is available for D&O liability, EPL, and crime, separately or all in one policy:
- D&O liability coverage insures board members against having to pay compensatory damages out-of-pocket, attorney fees, and other legal costs associated with suits alleging mismanagement, self-dealing, conflict of interest, housing discrimination, acts beyond authority granted by CC&Rs, violation of certain federal and state laws, breach of contract, and breach of fiduciary duties.
- EPL coverage protects board members and the association against settlements and damages resulting from charges of discrimination, sexual harassment, and wrongful termination.
- Crime coverage protects the association from losses resulting from employee theft, disappearance of money and securities, forgery, funds transfer fraud, credit card fraud, and other criminal acts.
- Broad definition of insured persons includes past and present directors, officers, trustees, employees, and committee members, as well as property managers and their employees.
- Covers “second generation” claims arising from property damage, other than those related to a construction defect or specified perils.
- Provides coverage for property manager wrongful acts, including acts, errors, and misstatements made while providing real estate property management services at the direction of the association board.
- Protection for Community Association Leaders D&O and EPL written on a claims-made basis; crime written on a loss-sustained basis.
- Duty-to-defend coverage means that Chubb will appoint experienced counsel to defend the insured should you be sued.