Classic Car Coverage

We protect your experience on the road at every turn.

Chubb shares your enthusiasm for classic cars. For almost a century, we’ve worked with some of the most unique vehicles, delivering outstanding protection and service.

We never compromise because we know one of the greatest joys of owning a car is driving it. We use original quality parts for repairs, and we don’t place limits on mileage, meaning you can attend a show or go out for a Sunday drive with your family without staring at the odometer.

OVERVIEW

We protect your experience on the road.

We know your classic car is your passion, and the car you’ve always wanted.

We look for ways to say yes.

You agree to the value of your car when your policy is written. If it’s damaged beyond repair, we’ll write a check for the Agreed Value amount.

We look for ways to do more.

Our ICar certified collision repair experts can manage the repair of your vehicle to ensure it's done right.

We can also refer you to top restoration experts and parts dealers across the country and worldwide by leveraging decades of experience handling classic car claims.

The freedom to drive.

We never put a mileage limit on hobby use, so you can enjoy your classic car without checking the odometer. You also don’t need authorization from us before participating in non-competitive rallies or tours.

You're more than a claim, you're our client.

Chubb is proud to rank highest of all national U.S. auto insurers for the fourth consecutive year on the 2023 Insurer Report Card for quality collision repairs and customer service, according to autobody shops across the country.

Let us raise your expectations.

Ask your agent about Chubb Classic Car Insurance

Experience the Chubb difference

Here are some of the most popular benefits, coverages, and services Chubb has to offer:

No mileage limits on hobby use
Total loss settlement with no deductible based on the Agreed Value at the time your policy is written
Ability to retain your salvaged car as part of your claims settlement
Repairs done using Original Equipment Manufacturer (OEM) parts, or coverage for fabricated parts if the originals aren’t available
Worldwide physical coverage for newly acquired cars for up to 90 days
Access to our qualified restoration and repair network
Towing assistance in the event of an accident
Roadside assistance coverage for mechanical breakdown is available
Trailer coverage*
Spare parts coverage
One centralized bill for all your personal insurance policies
On-premises coverage while your car is being maintained or repaired
Coverage up to $1,500 for incidentals in the event of a covered loss, including car rentals, meals, lodging, and other expenses if you’re more than 50 miles away from home
Coverage up to $500 per car to relocate due to threat from a covered peril (earthquake, hurricane, etc.), including fuel, paid drivers, and temporary storage
Coverage up to $1,500 to repair or replace automotive tools, such as storage carts, cases, and accessories

*A $250 deductible applies

Did you know?

The biggest threat to a classic car collection is not theft, but catastrophic events such as a wildfire or other extreme weather event.

Our Risk Consultants understand mitigation techniques for all types of collections and exposures and can provide comprehensive site surveys to clients with significant collections.

We look for ways to do more.

“In my opinion, Chubb is the only insurance company that consistently cares about customer safety first and foremost.”

Arizona Body Shop Foreman.

Chubb is proud to rank highest of all national U.S. auto insurers for the fourth consecutive year on the 2023 Insurer Report Card for quality repairs and customer service for motorists, according to autobody shops.

Did you know?

$20B

The global classic car industry is expected to grow by 20 billion (USD) by 2028.

Source: Creedance Research

$143M

The highest sales price for a classic car reached 143 million (USD) in 2020 for a 1955 Mercedes-Benz "Uhlenhaut Coupé."

Source: Barnebys

48%

Purchases of classic cars made by Millennials have increased an average of 48% each year since 2009.

Source: Forbes

Classic Car Brochure

Your one-of-a-kind car deserves one-of-a-kind care

Whether you’ve inherited your father’s Corvette or restored a vintage Porsche, we offer protection and service that’s tailored to your needs at every step.

Classic Car Brochure

We offer some of the best classic car coverages and services available

Ask your agent about Chubb Classic Car Insurance

Additional Resources

We help you stay ahead — and informed — with these helpful articles and resources.

8 Ways to Protect Your Classic Car Investment

Whether you own a souped-up Toyota Land Cruiser, restored Aston Martin, or a collection of classic muscle cars, we've compiled a few tips to help you protect your car, truck, or other classic vehicle.

7 Ways to Stop a Thief from Stealing Your Classic Car

If you’re shipping a newly purchased vintage vehicle home, exhibiting at a car show in California, or just taking your baby out for a drive, you should know that your classic car may be a target for car thieves.

How to Get Your Classic Car Ready for a Rally

If you’ve got a classic car, you’ve probably at least considered (or maybe participated in) a rally. Whether you decide to take on a North American tour like the Going to the Sun Rally, or are bold enough to ride in an international tour, you need to prepare yourself and your car for the trip. Here are a few things to consider.