This supplementary product (rider) allows you to claim against 108 medical conditions of 50 dread diseases which are classified into four stages: Early, Medium, Advanced, and Critical Stage.
Stage of Severity |
Percentage of the Sum Insured |
Number of Critical Illness |
Early Stage |
50% |
31 |
Medium Stage |
100%*
|
22 |
Advanced Stage |
50 | |
Critical Stage |
20% (additional) |
5 |
Total |
120% |
108 |
*) If the first claim was made during the Early Stage, the percentage of the Sum Insured will be reduced from 100% to 50%.
**) Terms and conditions of the Stage of Severity, refer to the policy provisions.
Stage of Severity |
Scenario 1 |
Scenario 2 |
Scenario 3 |
Scenario 4 |
Early Stage |
First Claim 50% |
First Claim 50% |
||
Medium Stage |
Second Claim 50% |
First Claim 100% |
||
Advanced Stage |
Second Claim 50% |
First Claim 100% |
||
Critical Stage |
Third Claim 20% |
Third Claim 20% |
Second Claim 50% |
Second Claim 50% |
Information presented is not intended to be binding. Please always refer to terms and conditions in the policy.
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