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Simply Home Platinum Plus Insurance provides a protection for premium class houses, starting from the house buildings, contents and its occupants. This insurance product equipped with 25 additional coverage which can be selected as needed.

Simply Home Platinum Plus Insurance Plan Option

Plan 1

a. Fire, lightning, explosion, impact of falling air craft and smoke

b. Riot, strike, malicious damage and civil commotion

Plan 2

a. Fire, lightning, explosion, impact of falling air craft and smoke

b. Riot, strike, malicious damage and civil commotion

c. Flood, windstorm, typhoon and water damage 

Plan 3

a. Fire, lightning, explosion, impact of falling air craft and smoke

b. Riot, strike, malicious damage and civil commotion

c. Flood, windstorm, typhoon and water damage

d. Earthquake, volcanic eruption and tsunami

The three plans refer to the following policies:

  • Indonesian Standard Fire Insurance Policy,
  • Property All Risk Policy (Munich Re Wording),
  • Indonesian Earthquake Standard Policy,

and other additional clauses that regulate the provisions of protection or other coverages that have not been included in the provisions of the three policies.

Simply Home Platinum Plus Insurance Additional Coverage

  • Public liability
  • Accidental death benefit & permanent disablement for policy holder and family
  • Medical expense for policy holder and family member
  • Temporary accommodation
  • Fire brigade charges
  • Fire extinguishing cost
  • Electrical short circuit
  • Full theft extension clause
  • Key replacement clause
  • Jewelry/Works of art
  • Worldwide personal effect
  • Moving in transit
  • Loss of rent
  • Cost of temporary protection after a loss
  • ATM assault
  • Domestic servant personal effect clause
  • Glass breakage
  • Frozen food
  • Architects, surveyors and engineers expenses
  • Debris removal
  • Sprinkler leakage
  • Temporary removal
  • Short circuit extended cover
  • Accidental death benefit & permanent disablement for domestic staff
  • Medical expense for domestic staff

Related Document

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