As consumers we can all be impulsive, easily persuaded and quick to make decisions – often without being properly informed.
Whether it’s life, income protection or critical illness, replacing your insurance policy is no exception to this. It can be all too easy to rush into what you think on the surface is a better plan for you. However, choosing to replace an insurance policy can be risky, and there are a number of important things to consider before changing your current policy:
If you have trouble finding this kind of information yourself, your current, and potential new insurance provider will be able to help you. An Insurance Adviser is also a good person to go to for helpful advice.
To make sure you choose the right cover for your needs, you'll need the help of a qualified Insurance Adviser. We can connect you with an Adviser near you. Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf