Insurance for Food
Who we serve
- Bread and snack products
- Cereal
- Dairy products (butter, cheese, ice cream)
- Fruits and vegetables (canned, dehydrated, or frozen)
- Frozen specialties and bakery products
- Juices (pasteurized)
- Pasta
- Soft drinks (other than energy)
- Wineries/breweries
Chubb's food insurance industry practice offers protection to companies of all sizes
Chubb Risk Consulting
Chubb understands this industry and is well positioned to proactively help food companies navigate and thrive in this challenging environment.
Our in-house network of more than 500 risk engineers around the globe will help your business anticipate and minimize costly exposures.
Our interactive state of the art facility for the next generation of risk management can help your business reduce the risk of loss.
Commercial package insurance
In addition to coverage for large, multinational companies, Chubb covers small and midsize businesses with three package policy options — Business Owners Policy (BOP), Benchmarq, and Customarq. Each combines property, business income, and general liability insurance, and can be tailored for your specific exposures.
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Business owners policy (BOP)
Protect your small business with this customizable insurance package policy. It offers a combination of property, business income, crime, employment practices liability, cyber, and general liability coverages, as well as the ability to add supporting insurance solutions specifically tailored to your small business needs.
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Benchmarq
Designed to be scalable for small to midsize businesses, Benchmarq is a flexible, customizable package including property, business income, and general liability insurance. Featuring enhanced base coverages that are broader than the industry standard, Benchmarq makes it easy to add protections as your business grows or risks evolve.
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Customarq
Our proprietary package product offers midsize businesses property, business income, and general liability insurance with a wealth of options to suit your needs. Customarq’s modular approach provides unmatched flexibility to protect against global exposures and industry-specific perils, and to quickly respond to emerging and evolving risks.
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Recent Claims Scenarios
A third-party trucker was at an insured fruit canning facility picking up a load. He was trying to tie down his cargo while the forklift drivers were still loading. While securing, the conveyor bumped into the platform, knocking it over and onto the driver causing injuries. The driver submitted a demand for damages.
Chubb provided a defense for the insured and helped to successfully resolve the claim.
An insured manufactured packets of parmesan cheese that went into salad kits. A metal burr on the slide of the sealing equipment perforated some packets causing the cheese to spoil. The packets, which then contained mold, were shipped to the insured’s customer.
Chubb responded to the incident and settled the claim.
Resources
Food Insurance at Chubb
Discover how Chubb’s industry-specific approach and specialized risk engineering, underwriting, and claims expertise can help solve your clients’ unique challenges
We have the appetite, specialized expertise, insurance products, and services to help agents like you write more business and help protect your clients’ operations.
Insights & expertise
