We’re pleased to announce our non-medical codes and associated limits have been updated to simplify the underwriting process for you and your customers.
The changes include reducing the number of medical code categories and removing several mandatory testing requirements, we’ve also made some improvements to our limits.
The new codes and limits are effective immediately and apply to all submitted business where tests have not yet been requested.
Here are the key changes:
- We’ve reduced our medical code categories by combining Code A and B and removing Code D+.
- HIV and Uric Acid testing have been removed from all non-medical codes.
- Prostate-specific antigen testing and Mid-stream Urinalysis now only kicks in at a Code D.
- We now only require Code A medical testing for up to $3,000,000 Life Cover up to age 60, and $2,000,000 life cover for age 61 and over.
New codes and limits available now in our Quote tool
The new medical codes and limits (with fewer tests) are now available in our online Quote tool. See Chubb Life Non-medical Limits- April 2025 for full details on the changes.
An updated Underwriting guide will soon be available to view and download from Adviser Hub to reflect these changes.
If you have any questions, please speak with your Business Partnership Manager, they’ll be happy to help.