Benefit details
Premium Cover provides several benefits that are built-in to the cover.
Your total premiums will be paid for if you become disabled.
Waiver of your waiting period if your disability returns within 12 months of going off claim.
It's mandatory to have Premium Cover if you have Monthly Disability Cover or Start-up Monthly Disability Cover.
Occupation classes: 1-4
Your occupation class is determined by the work you do. Your financial adviser will be able to help you work out what occupation class will apply to you.
To make sure you choose the right cover for your needs, you'll need the help of a qualified Financial Adviser. We can connect you with an Adviser near you.
Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf