Your total premiums will be paid for if you become disabled.
If you’ve been totally disabled or partially disabled during the waiting period and remain totally disabled or return to work with a partial disability, where an illness or injury causes you to be unable to earn more than 75 per cent of your pre-disability income from your pre-disability occupation, this benefit will pay for the regular total premiums needed to continue your policy.
Why it's important
Relieves you and your family of the financial responsibility of paying your premium during your treatment and recovery, or while you ease back into work.