Meningitis and/or meningococcal disease
Motor neurone disease
Multiple sclerosis+
Muscular dystrophy
Open heart surgery
Organ transplant
Out of hospital cardiac arrest
Paralysis
Parkinson’s disease
Peripheral neuropathy
Pneumonectomy
Primary pulmonary hypertension
Severe diabetes
Severe inflammatory bowel disease
Stroke*
Systemic lupus erythematosus (SLE) with lupu nephritis
Systemic sclerosis+
Terminal Illness* (only if Trauma Cover – standalone has been selected)
Total and permanent disability (only if the Optional Total and Permanent Disablement Benefit has been selected)
Triple vessel angioplasty*
* No cover is provided for the 90 days immediately following the receipt of the application form by Chubb Life.
+ A diagnosis payment may be made upon meeting the diagnosis criteria of one of these conditions