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Having a child

There aren’t many events as life changing as becoming a parent. Your kids depend on you to keep them safe and provide them with all they need.

Here we explain the benefits of investing in a Life Insurance policy when you start a family.

Starting a family & life insurance

Starting a family prompts you to reevaluate your life in multiple ways. Family becomes your main focus and financially you may be reduced to one income while one parent chooses to stay home and care for a new baby. It’s the financial pressures of starting a family that usually prompt new parents into considering a life insurance policy. And for good reason.

With the family dependant on the income of the single working parent, it’s important to ask yourself how your family would manage financially in the event of tragedy. If one parent was to pass away how would the family manage financially? Who would care for the kids? How would the mortgage get paid? There’s no way of knowing what life will bring.

But with a life insurance policy you don’t have to worry about the unknown. You can get on with life; enjoying your family and helping your children grow and learn.

Some things to consider
Some things to consider

Protection for all life's events
Protection for all life's events

Writing a will

Find out how this can impact your life insurance policy.

Buying a house

Find out why it’s a good idea to invest in a life insurance policy when you become a homeowner.

Getting married

Protect your new partner with an updated life insurance policy.

Get covered
Get covered

Protect what matters most


Having right life insurance in place can give you peace of mind from knowing you and your loved ones are protected.

Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf