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Providing you retirement readiness

The quality of life after retirement you can design through Annuity Ready pension insurance plan. It offers guaranteed future income, with annual pension payouts starting at age 60 or 65 until the age of 90 years old. It helps to relieve financial stress after retirement.

Highlighted Benefits

  • Annual pension payout 15% of sum assured, starting at the policy year where insured age 60 or 65 until 90 years old 
    • For the plan with pension payout beginning at age 60, receive total pension payouts up to 31 times or  465% of sum assured
    • For the plan with pension payout beginning at age 65, receive total pension payouts up to 26 times or  390% of sum assured
  • Premium payment until insured age 60 or 65 years old
  • Guaranteed pension payouts 15 times; in case of death within the first 15 years of pension payout period, total unpaid pension amount to be given to the beneficiary
  • In case of death before pension payment, 105% of total premium paid or cash value, whichever is higher, to be paid to the beneficiary 
  • Neither health questions nor medical check-up required
  • Personal income tax deduction benefit up to THB 300,000 of the actual premium paid, in case of the tax deduction benefit not being exercised yet, in accordance with the conditions announced by the Thailand Revenue Department (Read more)

Preliminary Underwriting Guideline

  • Insured age: 
    • 20-55 years old for the plan with pension payout starting at age 60
    • 20-60 years old for the plan with pension payout starting at age 65
  • Minimum sum assured: THB 100,000

Exclusions

  1. In case insured discloses any fact or makes false statement.
  2. In case insured voluntarily commits suicide within one year or is murdered intentionally by the beneficiary.
Please read exclusion details as stated in policy contract.
 

Policy applicants should study, read, and comprehend about coverage details and conditions before deciding to purchase. Please find more information from policy contract. In addition, company underwriting guideline will be applied.

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