Also known as Income Protection, Expenses Cover provides the comfort of knowing you can pay your essential bills if you were unable to work as a result of an injury or illness.
For everything you need to know about Life & Living Insurance and Expenses Cover, download a copy of the Life & Living policy document and Expenses Cover policy wording.
To ensure you understand the full terms of cover and potential exclusions, please read these documents together.
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf