Yes
Protect the things that matter most with Life & Living Insurance. Choose from simple, cost-effective cover options to reduce the financial pressure on you and your loved ones if you were to become seriously ill, be diagnosed with a terminal illness or pass away.
With Chubb Life & Living insurance, you can decide what is best for you and your family and choose from Life Cover, Critical Illness Cover or both. With Chubb Life's online quote tool, you can mix and match products, cover level and work towards a premium that fits your needs and your budget.
Yes
It's important to review your insurance regularly to make sure you have the right amount of cover you need.
Any health, occupational or financial changes that occur after your policy starts may affect the terms of your cover if you change it - we'll make sure you know about any changes.
Yes. You can reduce or increase your requested insurance cover at any time during the assessment process. If you wish to increase cover, be aware that the process could take longer as additional information may be required.
Premiums are calculated by assessing a range of factors that relate to the person’s life expectancy, and therefore their likelihood of claiming in the near future. Life insurance companies usually have a team of actuaries, who are responsible for the measurement and management of this risk and uncertainty.
When you apply for a life insurance policy, you might be asked questions about:
Your answers to these questions will determine the premium you pay for the sum you want to be insured for.
If you need insurance to cover the bills or your mortgage or rent payments if you became seriously ill or injured, you could really benefit from talking to an Adviser.
Contact us on 0800 55 88 60 or get in touch online and a qualified Adviser will get in touch to talk through a tailored solution for you.
We understand life can sometimes present challenges that make it hard to keep up with day-to-day expenses. If you’re experiencing financial hardship or a challenging life situation, our team are available to provide assistance and support.
Contact
Freephone 0800 270 714
Overseas +64 4 915 8753
Complete the online form
For everything you need to know about Life & Living Insurance, download a copy of the relevant policy wording.
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf