Flexi Home Shield Beyond – Home and Condo Insurance from Chubb Samaggi Insurance
Home and Condo Insurance
Flexi Home Shield Beyond
The most prestigious home and condominium insurance of Chubb with ultimate cover for all risks to your home and content. Chubb offers a range of insurance plans to cover your needs for the protection of your high-value residential.
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Product Highlight
- All risks covered.
- Covers windstorms, earthquakes, and hail at full limit.
- Covers food according to selected plan.
- Covers fixed plate glass, electrical appliances, burglary, money, and personal accident.
- Personal Liability – Cover legal liability to third party arising from negligence of the insured and family member(s) whether inside or outside the Insured Premises, nationwide cover.
- Adjustable the coverage and limit to match with customer's requirement and premium budget
- Not applicable under the insurance clause for furniture and content claims.
- Replacement value clause, no depreciation.
- Home assistance services.
- Fast track claims service for the claim not over THB 30,000 Claim payment will be made within 15 days from acceptance date.
Coverages
1. Accidental Damage (Property) Insurance for Insured Property
- All Risks of external physical loss or damage such as Fire, Lightning, Explosion, Vehicle Impact, Aircraft, Water Damage, Smoke, Windstorm, Hail, Earthquake or Volcanic Eruption UNLESS specified exclude in the policy
- Flood
- Electrical appliances
- Strike and riots endorsement
- Temporary accommodation
- Professional fee (engineer, architect, accountant)
- Cost of debris removal
- Fire brigade charge
- External landscaping endorsement
- Home content during removal
- Cost of temporary protection
- Fixed plate glass permanently installed as part of the building
- Theft with forcible entry to or exit from the insured premises, robbery, gang-robber
2. Money Insurance
3. Public Liability Insurance
- Provide personal liability coverage for policyholder and family members both inside and outside the insured premises (nationwide coverage).
4. Personal Accident Insurance (per person)
- Personal accident coverage for policyholder and family members
Value added service
Value added service
Emergency Home Assistance (24/7)
Covers service provider expenses at THB 1,000 per time / 2 times per year for:
- Electrical Repair Service
- Plumbing Service
- Roof/Ceiling Service
- Glass Repair Service
- Locksmith Service
- Air-condition Service
- Refrigerator, Freezer or Water Heater Service
- Animal Invasion Removal Service
Premium
Total premium (baht) per year
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This product is suitable for
High-value residential and needs for all risks coverage.
Conditions
- This product is available for concrete or semi-concreate construction only, not apply for wooden construction
- This product is available for residential purpose only (For condominium, do not cover the contrcution, cover home contents and the property inside building only)
- Insurance period is 1 year.
- This product is not available for any risk located in Chubb flood zone, congested area or dangerous block
- Insured by Chubb Samaggi Insurance PCL. Please study the terms and conditions of the policy thoroughly prior to applying for insurance.